Citizens State Bank in Clifton, Texas serves as a full service community bank and is a branch of the main Citizens State Bank in Buffalo, Texas. When banking with Citizens State Bank, you will receive outstanding customer service, friendly smiles and a traditional banking experience you will not forget. Open an account or apply for a mortgage online at anytime, anywhere with Citizens State Bank’s fast, easy and convenient online account opening and online mortgage application. Citizens State Bank offers checking accounts, savings accounts, certificates of deposits (CDs), loans and mortgages and 24/7 advanced online and mobile banking technology for your convenience. Bank with Citizens State Bank! Member FDIC & Equal House Lender.