Joey at Farmers and Merchants is everything a banker should be. Quick callbacks, friendly and extremely helpful 10/10 recommend.
August 2021
Joey has helped us out tremendously. Hes very professional, works very timely, and answers all questions promptly. We are very grateful to have met Joey and to have become apart of the Farmers & Merchants community!
July 2021
Joey is always wonderful to deal with. He is an effective and efficient communicator with great knowledge and passion for what he does. Highly recommend.
F&M Bank is an independent community bank proudly serving Ohio, Indiana and Michigan since 1897. F&M provides commercial banking, retail banking, mortgage & auto loans, investment services, agricultural services, credit cards and more! We are proud to be a part of the communities we serve in Butler, Champaign, Fulton, Defiance, Hancock, Henry, Lucas, Shelby, Williams, and Wood counties in Ohio. In Northeast Indiana, we have offices located in Adams, Allen, DeKalb, Jay, Steuben and Wells counties. The Michigan footprint includes Oakland County, and F&M has Loan Production Offices in West Bloomfield, Michigan; Muncie, Indiana; and Bryan, Ohio.