Palmetto Citizens Federal Credit Union is a not-for-profit financial institution based in South Carolina, serving Richland, Lexington, Kershaw, Orangeburg, Newberry, Fairfield, Saluda, and Calhoun Counties. Established in 1936, it offers competitive rates and lower fees on a variety of financial services, focusing on personalized and local service. Members appreciate the supportive environment and helpful staff, including a personal banker who takes the time to explain financial matters clearly. Several members have praised specific employees for their exceptional service, especially in resolving issues and providing assistance. Palmetto Citizens is federally insured by NCUA, making it a trusted choice for many.