Oconee State Bank is a leading financial institution with a vision to be essential to the lives, businesses and communities we serve since 1960. Headquartered in Watkinsville, Georgia, OSB operates six full-service financial centers in Georgia, located in Oconee, Athens-Clarke, Gwinnett, Macon-Bibb and Elbert counties. We continuously strive to create remarkable experiences that significantly mark the lives of others. We are proud to provide an unparalleled commitment to personalized service, innovative products and solutions, and to bringing exceptional value to our customers through local ownership, involvement and decision-making.