Really the only bad thing was the customer service at the drive through.
December 2020
CNB is a really great partner and bank! They have an awesome culture and positive outlook. You can also tell that they care greatly about the people and business in their local community. I love partnering with their team and look forward to working with them for a long time to come.
April 2019
Steve C. Was the absolute best! Only one in town who sat down with my husband and I to help us through the preapproval process.
Citizens National Bank is a full-service, independent community bank serving eight locations in lower northern Michigan; Cheboygan, Onaway, Mackinaw City, Pellston, Indian River, Alanson, and Petoskey. We are the largest, locally-owned bank in the northern lower peninsula of Michigan.