Established in 1965, Patriot Federal Credit Union is a not-for-profit financial cooperative, democratically owned and run by its members. The credit union is governed by a volunteer Board of Directors, elected by the membership. Ron Celaschi is Chief Executive Officer. You are eligible to join if you live, attend school, worship, work or even if you regularly conduct business in: Franklin County, PA; Frederick County, MD; Washington County, MD and the Eastern Panhandle of West Virginia – Berkeley, Jefferson, and Morgan Counties. Your Credit Union membership is for life, regardless of whether you change jobs, move, or retire.