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January 2024 by karen orton
Nick was aware our situation where our father had passed away in a different city; when we initially were seeking Realtor representation from his wife, JoBeth Palmer. She unfortunately couldn’t not represent us at this exact location in Arizona. He went above and beyond his job description even with no skin in the game and searched out a very competent Realtor that was a neighborhood specialist in my folk’s subdivision. This is the type of person a want to share kudos to. It’s not about the money, business or the circumstances; it’s about him treating people the way he likes to be treated. I wish there were more people out in the world, like him. Thanks, Nick
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November 2023 by Cheryl Russell
Nick was amazing to work with! He is knowledgeable and answered all our questions throughout the entire process. Nick provided us with different scenarios and options for us to consider. Definitely recommend Nick to anyone!
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September 2023 by Jackie Jax
Not only is Nick a down to earth, awesome person to be around, he got us approved to buy our dream home after several years of trying with other creditors. When we thought all was lost, Nick believed in us and now we are living our dream on our 9 acre horse ranch with much more to come.Very professional, takes the time to explain things in detail and made sure we were comfortable and understanding of every part of the process. We could not have asked for anything more!
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August 2023 by Dawn Williams
Nick’s expertise and diligence allow us to finally purchase our home. He stuck with us through offers on several houses, and managed to keep our interest rate where we needed it. Thanks so much! STELLAR JOB!
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August 2023 by katlynn wissinger
I can not say enough good things about Nick and Valor Mortgage. He suck with me house after house in this crazy market. Held my hand walking me through every step in the process. If I could give 100 stars I would!
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May 2023 by Laura Hansen
I recently had the pleasure of working with Nick Palmer on a mortgage transaction for one of our clients, and I have to say that it was a pleasure. He worked diligently to find creative solutions that meet our clients' needs. He was highly communicative and keep all parties informed throughout the entire process.I would recommend Nick to anyone looking for a professional and knowledgeable lender. Thank you again for your outstanding service and support throughout the process.
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May 2023 by Brendon Smith
Great experience with the entire process. Nick was knowledgeable, kind, listened, and answered all questions and made himself available whenever we needed. He never pushed anything on us but provided many different scenarios and options for us to consider and choose from. Highly recommend Valor Mortgage.
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May 2023 by Eric Bishop
Working with Nick as my mortgage loan officer/broker was an absolute pleasure from start to finish. He went above and beyond to ensure that I understood the VA loan process and that I was aware of all my options when it came to structuring the loan and down payment. He had some ideas that I didn’t consider and allowed me to keep more money in my pocket while also getting me a rate that no one else even came close to. This ultimately made it possible for me to purchase a great home for my son and me.While I could stop there, I am so grateful that I’d like to elaborate a bit more because I want others to benefit like I did when working with Nick and this additional information might help with that.What truly stood out to me was Nick's unwavering patience and enthusiasm. He took the time to answer all of my questions, no matter how small or complex, and never made me feel rushed or unsupported. I felt like I was getting the best personalized financial service I have ever received in my life.Throughout the loan process, Nick kept me informed every step of the way, and his open communication style made it easy for me to stay up to date with the progress of my loan. He was always available to answer my calls and promptly returned my messages if I ever had to leave one.Nick's transparency, honesty, and straightforwardness were truly a relief. I started with a different loan officer from a different company and I was unhappy with them and then I found Nick, he rescued me from that bad experience. I felt like I could trust him completely, and his commitment to making the loan process as easy and stress-free as possible was evident at every turn.Overall, I cannot recommend Nick highly enough. He is an exceptional mortgage loan officer, and I have no hesitation in recommending him to anyone who is looking for a mortgage, especially a VA loan. He is very knowledgeable and passionate about dispelling the myths about VA loans that some realtors and other loan officers like to share with buyers - if you are a veteran, you earned the right to use your VA loan and there are a lot of great benefits that come with them. Don’t let anyone convince you otherwise.Support a veteran, a small business owner, and someone who is going to have your best interests in mind. Call Nick.I look forward to working with him again in the future if I ever need to buy a home again.
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May 2023 by Brooke Smith
A positive and great experience working with Nick at Valor Mortgage. He answered all our questions and made himself available (including weekends and evenings). Would highly recommend Nick at Valor Mortgage!
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April 2023 by Jeffrey Nork
Nick was pleasure to work with, he went the extra mile for us when conventional underwriting wasn't going so well and did a manual. He kept us upto date every step of way and has followed up with several times since. Definitely recommend Valor Mortgage
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March 2023 by Dan Poffinbarger
My wife and I worked with Nick on our first home purchase, and while we ended up going a different direction, Nick was an absolute pleasure to work with! He was caring, understanding, and was always looking out for our best interest. Would highly recommend Nick to anyone!
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January 2023 by Collin Mckernan
Very honest and transparent. Floated me down in interest rate half way through escrow without me having to ask him to. very responsive. Nick was great to work with through the whole process
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December 2022 by Christine Carlson
Nick was such a pleasure to work with. He is very personable and always kept us informed every step of the way. So very thankful for him and highly recommend Nick!
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December 2022 by Sherrie Travers
Nick did an amazing job. We were working with a client out of the country and he went above and beyond to make sure we got through the process and closed smoothly on time!
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December 2022 by Eric Ravenscroft
Worked with Nick on a new build recently as the agent representing the buyers. He was very communicative and his attention to detail helped make the transaction a breeze on the lending side. Will be sending business his way going forward! I am very picky when selecting and recommending lenders to clients, Nick has earned that spot as a go to partner. Highly recommend!
