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October 2022 by Curtis Smith
My wife and I had a great experience with Preferred Rate. We were pre-approved through a different company and Peggy from Preferred Rate was able to get us a better deal. We cannot thank her enough! You won't regret going with Preferred Rate!
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August 2022 by Gabriella Graham
Thanks to Peggy Ann Valley at Preferred Rate, my fiancé and I were able to purchase our new home!! Peggy did an incredible job helping us gather all documents and information needed for us to be ready to buy as soon as we found a home we loved. In such a competitive market, Peggy’s proactiveness and attentiveness allowed us to be steps ahead of those interested in the same home. We are so grateful that she took the time to fully explain and aid us step by step through the home buying process. Ultimately, she made the difference in us being able to receive an acceptance for our offer so quickly and seamlessly.
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May 2022 by John Y.
Peggy is awesome! My father needed a refi cash out on his home and since my dad is getting older I had to help him out quite a bit in the process. Since I was the go between things took a bit longer than I would have liked to get documents that were needed for the process. Peggy was super patient and very knowledgeable in the process. In the end Peggy got us a good rate and the cash he needed. Thank you Peggy!
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April 2022 by Juvylito Bauzon
Since it was a Summit Funding to Preferred rate their customer never most especially to Peggy. She can be reach like almost 24/7 day in day out. She's pretty good of what she doing and explaining all the loan details. She's highly recommended to be your lender.
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April 2022 by Raul Lara
Peggy has helped us with several loansHerself and her team are:Best in customer service.Always available.Detailed oriented.Quality of support is amazing.There’s not enough ⭐️‘S to put on herePeggy won’t let u down ?ThanksRL
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April 2022 by Karan Mehindro
Only one word comes to mind when I think of Peggy....GREAT! She knows what to do, how to do and more. Her level of expertise in unparalleled in the mortgage industry. Everyone of my client walks out of her office with a big smile. She makes it happen!
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April 2022 by Michael Barker
Peggy Ann Valley has been a wonderful resource for many years. I've lost count of the number of great rates and excellent service she's provided. I highly recommend her.
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April 2022 by David McIntyre
I have been involved in many purchases in my years PEGGY. WIITHOUT ANY QUESTION IS THE BEST. LEANING ADVISOR. IN THE BUSINESS. DONT. ASK. JUST LESSON. SIT. BACK. AND. SHE WILL. DRIVE. YOUR. LOAN HOME.
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February 2022 by Legacy IQ
They made it possible for my family and i to purchase a home.
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November 2021 by Gabriella Ginsberg
Thanks to Peggy Ann Valley at Preferred Rate, my fiancé and I were able to purchase our new home!! Peggy did an incredible job helping us gather all documents and information needed for us to be ready to buy as soon as we found a home we loved. In such a competitive market, Peggy’s proactiveness and attentiveness allowed us to be steps ahead of those interested in the same home. We are so grateful that she took the time to fully explain and aid us step by step through the home buying process. Ultimately, she made the difference in us being able to receive an acceptance for our offer so quickly and seamlessly.
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October 2021 by Esmeralda V.
Peggy Ann Valley and her team was Amazing to work with. She went above and beyond. She made it possible for us to purchase our first home! She is very knowledgeable, straight forward, and trust worthy. Great communication and everything was done in a timely manner! She made it so easy and we were able to enjoy the exciting process. She is definitely someone you can trust, and rely on to get you the best loan. We loved that she helped us look at the bigger picture and long term goals, making our dreams possible and more of a reality. Peggy and her team are so kind, and easy to work with! We highly recommend The Valley Team at Preferred Rate!
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May 2021 by David McIntyre
Her. Understanding loan the loan prosses and how to make it happen surpass any in loan business. Don’t think let her do that just lessen.
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February 2021 by Mark M.
Worst of the worst - don't do it. This review is long overdue-Terrible experience. Extremely disorganized, lost my paperwork repeatedly, sent incomplete/inaccurate docs for me to sign - multiple times. Actually tried to convince me to lock APR in before the rate was predicted to drop so the loan would be closed at a higher rate. Her comment when I pointed this out was that it 'wasn't good to be greedy'. Also pushed and pushed to try to get us to borrow additional funds that we didn't need- brought it up over & over. She tried to talk my wife, who is a teacher, into allowing her to come to a PTA meeting to pitch her services to student's parents. In the end she and her team wasted a tremendous amount of my time & energy. Did you notice that most of the reviews posted here are from her colleagues? My real estate Agent (who rates in the top 5 in the Bay Area) was awesome; we became friends and have stayed in touch. When I shared with him the terrible experience I had he told me that he had stopped referring clients to her because she was CONSISTENTLY AWFUL according to feedback. So why post this review after such a long time? Because I just refinanced my house and expected it to be the nightmare I had been conditioned to expect but low & behold, it was not only a breeze but this new mortgage broker actually helped & guided me, worked to get me an amazing APR and was trustworthy. What a contrast. I think it renewed my disdain for Peggy Valley. I won't list my awesome real estate agent or new mortgage broker here because I don't want to connect them to her in any way, shape or form, but if you have a brain and decide to look at my other reviews you can figure it out.
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September 2020 by Cathy k.
I've been working with Peggy for almost a year, she is so focused and so knowledgeable. My realtor (Wainani Kalahele) suggested we use Peggy Because she knows her stuff. I move into my First home tomorrow. Thank you Peggy Valley.
