Phil Caulfield NMLS #386911
Mortgage LendersHours:
BMO (Bank of Montreal, 149 Park Rd, Burlingame CA 94010 Hours
About Phil Caulfield NMLS #386911
Phil Caulfield NMLS #386911 is a highly recommended mortgage expert known for providing exceptional service to home buyers and those seeking mortgage refinancing. He offers a wide range of mortgage programs, including jumbo, conforming, FHA, VA, and construction loans, as well as home equity lines of credit. Clients appreciate Phil's patience, knowledge, and ability to simplify complex information, which makes the home buying process much easier. Many reviews highlight Phil's responsiveness and dedication, as he is always available to answer questions and provide updates throughout the mortgage process. His commitment to his clients is evident, as he often goes above and beyond, even showing up at closings to ensure everything runs smoothly. Phil's competitive mortgage rates are enhanced by discounts for autopay from BMO accounts and relationship pricing for established deposit relationships. Overall, clients express high satisfaction with their experiences, noting Phil's professionalism and expertise. They emphasize that working with him makes the journey of obtaining a mortgage feel like a breeze, and they would not hesitate to return for future mortgage needs. Phil Caulfield is a trusted partner for anyone looking to navigate the mortgage landscape effectively.
Most Recent Reviews
March 2025
Phil was my mortgage banker for my first home purchase. He was able to get me the best rates with fast loan approval. This allowed me to place an offer in a very short window of time. Phil was very responsive, transparent and answered all of my questions regarding such a complex process. I highly recommend others consider...
read full commentNovember 2024
Phil helped me obtain a mortgage and was incredibly helpful throughout the entire process. Everything went smoothly from start to finish and he always kept me updated. I knew he had my best interest in mind and he is very knowledgeable. If you're looking to get a mortgage I highly recommend Phil, you won't be disappointed.
May 2024
Wonderful lender who took care of my home loan process who was responsive to all my questions even on weekends. We were able to close ahead of schedule, and he even showed up to my closing just to make sure everything went well. I highly recommend.
More Comments(31)
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