Silverio Garcia-Silver Mortgage Group, a division of Golden Empire Mortgage, is a trusted local lender serving all of California. Led by Silverio Garcia, a mortgage veteran with over 20 years of experience and recognized as one of the top 1% of Mortgage Loan Originators in the country, the company offers a wide range of loan options. These include VA, Conventional, FHA, USDA, First Time Home Buyer programs, Renovation loans, Alternative loans, Jumbo loans, and more, catering to various property types such as 1-4 units, condos, and townhomes. Clients consistently praise the team for providing an easy, stress-free, and transparent mortgage experience. Many highlight how seamless the process was, often mentioning they felt like they didn’t have to do much and appreciated the friendly, supportive staff. Silverio is noted for being knowledgeable, responsive, and going above and beyond to ensure clients understand each step. First-time homebuyers especially feel supported and guided throughout their journey, with clear explanations and helpful assistance. The team’s professionalism, attention to detail, and strong communication are frequently emphasized, allowing clients to enjoy their home buying experience even during busy times, such as vacations. Overall, Silverio Garcia and his team are highly recommended for their trustworthiness, dedication, and ability to make financing a home a positive and straightforward experience.
Silverio was great and answered all my questions throughout the process. We really enjoyed working with him.
July 2026
Great communication, made buying my first house very easy and was there to answer my questions even after hours.
September 2025
Thank you Silverio & team for your help! You all were great and a pleasure to work with. As a first time homeowner you made everything seem so easy. Thank you for advocating & helping me accomplish my dream.
