America One Mortgage Corporation, based in Carlsbad, CA, has served California since 2001. Led by Mark Luciani with 30+ years in the industry, they specialize in Conventional, FHA, VA, Jumbo Loans, Reverse Mortgages, and their unique HomeSafe Reverse Mortgage Second. Serving clients across Encinitas, San Marcos, Oceanside, Vista, Escondido, San Diego, Orange, and Los Angeles counties and throughout California, they assist all buyer types, from first-time buyers to investors. Their services include home purchase loans, refinances, cash-out refinances, equity loans, second mortgages, business purpose loans, and loans for self-employed or credit-challenged clients. Clients praise the company's amazing customer service, expert guidance, and personalized solutions. America One Mortgage is highly recommended for their efficient, flexible, and professional approach in completing the mortgage loan process.
I had a wonderful experience working with Mark and his team for a purchase for our clients in Playa del Rey. Mark is professional, gets the job done, and doesn't need any hand-holding. Truly appreciated his professionalism. Thank you again, Mark!
February 2026
Mark and his team are amazing! Excellent communication and expertise - closed on time! Would recommend again and again!
November 2025
Mark is the BEST loan officer and I highly recommend him to anyone. He kept me apprised throughout the process and went the extra mile needed to ensure closing.
