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September 2023 by Sarah Davis
Excellent service team!
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May 2023 by Susie Schuetz
Ali and his team helped us through a very challenging approval process. We managed to get it done and buy the house of our dreams. It would not have been possible without Ali's tenacity and dedication.
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February 2023 by Andrei Kononovich
We were referred to Ali and his team by our Redfin agent and we were not disappointed. Ali was profesional, honest, and had a great personality. Always ready to answer any questions. Great communication via phone, text and email. If you want to have your loan ready before the closing date definitely go with Bay Equity.
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January 2023 by Kaleigh Savage
Ali is EXCELLENT!! He truly went above and beyond for us. We would not have been able to qualify for a home loan without his help. He jumped through several hurdles in order to get us a loan. I would recommend anyone to him!! He knows what he is doing and knows how to get the job done. So grateful to him and all his help!
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January 2023 by Zach Thomas
Ali and his team work very quickly to address any and all questions I had. Their expertise, speed and efficiency helped me close my purchase over one week early!
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January 2023 by Lia Zheng
This was my first time working with Ali from Bay Equity. I have been working with different lenders before and Ali is one of the best. He is very detailed and always the best for his client. My loan was not an easy, but he closed on time. I will recommend him to all my friends in the future.
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January 2023 by trena thompson
Amazing service and exceptional rates! Ali and his team were amazing every step of the way.
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January 2023 by Erica Ruano
Great team, Ali is very personable and easy to work with. The website for Bay Equity makes getting documents to Ali super easy and fast. Ali also put me in contact with an agent for Home Owners insurance that turned out to be a great deal.
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January 2023 by Michael V. Rincon Jr.
Very communicative!
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January 2022 by Ariyike Ade
Highly recommend Ali Ghaziani. Knowledgeable, reliable and a dependable professional.
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January 2022 by David Brown
I completed a mortgage refinance with Bay Equity in December 2020, and it has been nothing but problems.I was told at first that no appraisal would be needed, then that an appraisal was needed, but would be done in a few days. This was inconvenient, but I was in no rush, so no big deal.The real problems came when the loan completed. I was told by the loan agent that they would send me information on payments. Cool, I'll set up autopay when that arrives. This did not arrive until a week after the first payment was due on 12/31, and simultaneously the loan was sold to another servicer. I received bills from *both* servicers, with *no* communication from Bay Equity about who I should pay. I asked, and they said to pay the new servicer.They now claim I made only a partial payment, and they have dinged my previously-over-800 credit score because of a $300 overdue amount. I am now writing dispute letters to the credit bureaus.There are many a lot of places to get a mortgage, who are all selling basically the same loans. They differentiate on service. Bay Equity seems to care only about sourcing loans, and their service is poor to non-existent. Take your business elsewhere.
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January 2022 by John
One of the worst experiences I've ever had. I reached out to Ali November 2020 for a refinance. I explained to him my situation and he said it would be no problem and can help. I submitted all the paperwork he asked for within 24 hours. No response for a few days and finally get a reply saying it's processesing. Days go by then weeks and would occasionally follow up. I submit more paperwork to them and get employee verification done.Mind you it's about January 2021 now. I text, call, email and no replies from him or his team. When I do get a reply, it's either he's not in the office, on a flight ( got that response about 5 times), having dinner, walking to an appointment; pretty much every excuse you can think of. May 2021 comes along and out of the blue, I get a loan number and Ali's team is asking my insurance to switch the loan to Bay Equity, mind you I never seen a loan estimate sheet or signed any paperwork work. Oh and during this time from November 2020 to May 2021, they pulled out 3, yes, 3 payouts from my current lender which was $120 ( to this day, have not been reimbursed).Flash forward to today, October 2021 and get a letter in the mail saying my loan was denied because of an incomplete application. What? How??? I've sent everything he asked for and was never communicated to me that anything was missing. Ali or his team still won't answer my calls, emails or text messages. Think twice about working with Ali Ghaziani, or his team Lisa Justice, Jeanette Rhea, they'll say they can help but won't and make you lose out on current rates and most importantly your time and with me, money
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January 2022 by Brian De Anda
Ali and Bay Equity made the entire process so much easier and a lot less stressful. The bay equity team had the best communication and attention to detail throughout this process.Great costumer service. Thank you Bay Equity !!!
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January 2022 by Jer Applegate
The process of applying for a loan has changed drastically from what it was a few years ago. Without Ali's guidance I don't see how we could have done it.
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January 2022 by mina nickon
We enjoyed working with Ali Ghaziani representing Bay Equity. He made the process of getting a loan easier by being there for us with his guidance and on going support.
