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June 2022 by David Mendelmar
We could not be more satisfied with Steve Oka’s work. We were buying a home for the first time, and he provided an incredible amount of personal attention, patiently walking us through every step of the process. He demonstrated top-level knowledge of everything in the field of home financing and buying, and was able to convey it in easily understandable terms. He advised us wisely so we were able to lock in an excellent rate. Steve is extremely responsive, available, and personable– a buyer’s dream. We are thrilled with his work for us, and we love our new home. Highly recommended. Thank you, Steve!
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June 2022 by David M.
We could not be more satisfied with Steve Oka's work. We were buying a home for the first time, and he provided an incredible amount of personal attention, patiently walking us through every step of the process. He demonstrated top-level knowledge of everything in the field of home financing and buying, and was able to convey it in easily understandable terms. He advised us wisely so we were able to lock in an excellent rate. Steve is extremely responsive, available, and personable- a buyer's dream. We could not be more thrilled with his work for us, and we love our new home. Highly recommended. Thank you, Steve!
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June 2022 by Jennifer Sederberg
Steve Oka is an amazing loan officer. He is very knowledgeable in the mortgage industry and provided great money saving options and advice for my situation. Steve helped ease the stress during the process.I appreciate everything he's done for me.
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June 2022 by John Clerkin
Awesome broker. Steve worked tirelessly around the clock to get our home refianced, just in time before the interest rates went up. He made the whole process very fast and seemless.
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May 2022 by Edith Yuh
Steve is really efficient and he won't leave you hanging at closing time (important because we had locked our rate before the significant increase, and our closing date was basically the day the lock expired). As a broker, Steve can shop different lenders and he's flexible. Our existing lender actually had a lower rate and origination fee and Steve was able to match it. He also works well with local Davis agents.
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May 2022 by John C.
Steve was recommended to me by a colleague who had recently bought a house. I shopped rates and options at my banks, my credit union and several other brokers. Steve definitely had the best rates and options, but he also had great advice and presented multiple options that would achieve my overall goals. He did all of this quickly with great support and communication. Buying a house (especially right now) is stressful and there were more than a couple of times that I became frustrated, not with Steve, but with other aspects of the purchase -- every time that happened, Steve was the voice of calm and reason. I really appreciated his attention to customer service and highly recommend Steve for anyone considering the purchase of a home who is shopping for a mortgage.
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July 2021 by Joe L.
My wife and I were in the process of buying our first house and our agent referred us to Steve. We were up against other bidders and needed to get our paperwork in order ASAP. Steve worked with us immediately, even though it was the weekend, and we were able to put in our offer and got the house! We were working with a very quick close date and Steve and our agent kept everything in motion. He helped us lock in a very reasonable mortgage rate, plus a significant amount of credit and refunds that we could put toward the closing costs. He was very responsive and went well beyond what he was required to do. From day 1, he dug in and became part of our team, helping us every step of the way, explaining all the different options and breakdowns so we could make the best decision. However, he didn't just provide the information, he treated us as individuals and helped us formulate a very affordable strategy for paying our mortgage in the long-term. Thank you, Steve, for your diligence, patience and for being a great partner with us during our first home buying experience! We couldn't have done it without you!
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June 2021 by Brian V.
Steve was a lifesaver. After having my loan not approved due to the initial lender not performing its due diligence the week of closing, my agent was able to negotiate additional time and referred me to Steve. Steve literally and figuratively sealed the deal for us, going above and beyond to communicate and let us know the progress every step of the way. Despite his busy schedule, he was always a phone call or text away. He was able to submit a brand new package, save us costs along the way, and closed us in record time. Usually in my previous real estate transactions, the paperwork and loan process has been straight forward. Going through adversity really allowed me to see how dedicated Steve was, and how his customer service was light years than my previous experiences. To be blunt, go with him and you will have peace of mind throughout the process.
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May 2021 by Tate F.
Steve was referred to me and I am so glad that he was! Originally, I was going through my Realtor's "preferred lender" who was offering me a ridiculously high rate and I knew there was something better out there. Being that Steve is a broker he was able to shop around and get me a rate almost a full point lower than the other lender and with way less hassle. Overall, the process with Steve was seamless AND Steve came in at the 11th hour for me and still got the job done on time! I would recommend Steve to anybody in need of a Lender!
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August 2020 by Kathleen A.
Steve works hard for his clients. We refinanced with him twice since he had the best rates. Great customer service and communication skills.
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March 2020 by Cynthia G.
Yup. I refinanced again. With Steve. Same great customer focused service.
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February 2020 by Elaine C.
Loved working with Steve for my home purchase and refinance 6 months later. Every step of the way Steve made sure i was fully aware of what was expected of me and what the fees and what money I need to complete the transaction. And he was great at educating me about how to improve my credit score as well. It was a great experience all around.
