About Dave Pennington at CrossCountry Mortgage, LLC
Dave Pennington at CrossCountry Mortgage, LLC, is a dedicated mortgage loan officer based in Encinitas, CA, who provides exceptional service to home buyers and homeowners looking to refinance. Known for his professionalism and expertise, Dave offers a variety of mortgage options, including FHA loans, VA loans, conventional loans, and jumbo mortgages, catering to diverse needs. Clients appreciate his reliability and proactive communication, which ensures a smooth and stress-free experience throughout the mortgage process. Many reviews highlight Dave's responsiveness and willingness to answer questions, making him a trusted partner for first-time homebuyers and seasoned investors alike. His meticulous attention to detail and commitment to keeping clients informed are often mentioned, contributing to quick and efficient closings. One satisfied client noted a remarkable 12-day closing, thanks to Dave’s thorough preparation. Whether handling a refinance or guiding clients through the complexities of investment properties, Dave's dedication to delivering great results is evident. His consistent follow-up even after closing further demonstrates his commitment to exceptional service. Overall, Dave Pennington is highly recommended for anyone seeking a knowledgeable and supportive mortgage lender.
Dave and his team did an amazing job. They answered all of our questions, great communicators and worked quickly. It made the home buying process less scary and so smooth. Would definitely recommend them!
August 2026
Dave has been an exceptionally good resource on multiple purchases for me and my family. Knowledgeable, responsive, available, and thorough. I highly recommend him.
July 2026
Our mortgage lender made the entire process smooth and stress-free from start to finish. They were knowledgeable, responsive, and always took the time to answer our questions, keeping us informed every step of the way. We truly appreciated their professionalism and would highly recommend them to anyone looking for a trustworthy... read full comment
