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July 2023 by Google user
We were looking to make an offer on a home that we really liked in a very competitive market. Our realtor highly recommended Risha and her expert team. Right from the start, we knew we were in great hands. We had to present a competitive offer with a quick close, and Risha not only delivered in time, but was there every step of the way to guide us towards making better financial decisions. Not only did her team work tirelessly around the clock to get us underwritten, but she also had several chats with the listing agent to represent our financial position in the strongest way possible, increasing the confidence for the seller and making our offer stand out.\\n\\nUltimately, the process was as smooth and stress free as possible. Risha even took personal calls and was available for us during off work hours in the middle of entertaining guests during her weekend. We would highly recommend anyone looking for lending team to get in touch with Risha.
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July 2023 by Sejal Thakker
We were looking to make an offer on a home that we really liked in a very competitive market. Our realtor highly recommended Risha and her expert team. Right from the start, we knew we were in great hands. We had to present a competitive offer with a quick close, and Risha not only delivered in time, but was there every step of the way to guide us towards making better financial decisions. Not only did her team work tirelessly around the clock to get us underwritten, but she also had several chats with the listing agent to represent our financial position in the strongest way possible, increasing the confidence for the seller and making our offer stand out.Ultimately, the process was as smooth and stress free as possible. Risha even took personal calls and was available for us during off work hours in the middle of entertaining guests during her weekend. We would highly recommend anyone looking for lending team to get in touch with Risha.
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July 2023 by James A.
My First-Time Homebuying Experience: How Risha Kilaru Made It a SuccessI almost finalized another xxx lender for pre-qual, my offer for a home also got selected. I knew the interest rate was a little high, but I still wanted to go with them because no other lender was willing to reduce the interest rate or offer lower closing costs.Luckily, I was introduced to Risha Kilaru through my realtor, Heena Joshi. Things changed right away. Here are a few things I liked about Risha and her team:***Loan estimation and eligibility rough check within 10 minutes:*** This was the best part. I had been spending days uploading documents to get an initial estimate from other lenders, but Risha, as an experienced person with underwriting knowledge, was able to give me an eligibility check in just 10 minutes.***Interest rate:*** Risha knew the interest rate I had already received from another lender. She knew I would be happy if she could provide a small margin reduction, but without any negotiation, she gave me the best interest rate at the time, which was almost 1.5% lower than the other lender with 0 discount points, this saved me almost 42k upfront.***Loan origination/closing costs:*** Risha works in favor of the buyer and their situation. With whatever money we had, she made it work without putting us under stress at the last minute.***Commitment:*** Risha doesn't make any false promises nor false confidences. She will do what she tells you at the beginning even better wherever possible.***Process:*** Risha is very process-oriented. The process is very transparent, and at any stage, you know where you are and how long it would take for the next action items. There are no hidden transactions or processes.***Risha's team:*** Risha has dedicated resources for each process, and the handoff between them is well-organized.Overall, I had peace of mind throughout the process. I can't even imagine what would have happened if I hadn't met Risha. Buying a home is a big commitment, and it will come with Good or Bad surprises once you move in. However, I am sure there won't be any surprises with Risha. She will make sure to take away the lending headaches.I highly recommend Risha Kilaru to anyone looking for a mortgage lender. She is professional, knowledgeable, and efficient. She will work in the right direction to get you the best possible loan terms, and she will make sure that the process is as smooth as possible.
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July 2023 by Asad M.
Risha helped me with my first house purchase. She and her team are great, they worked expeditiously and guided us throughout the process. She even got me rebate towards my closing costs and helped us close in about two weeks, which is what had our offer accepted over other potential buyers that had 4 weeks close. Very happy and highly recommend her.
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July 2023 by Ankit M.
Risha and her team jumped in at the last moment a few days before closing and helped me get my home mortgage. Risha also helped me save several $$ on the closing costs compared to the lender I was working before her. With Risha, you can be certain that she delivers on what she promises! Her team is very professional and stays in constant communication.
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June 2023 by Khosro P.
One of the best lenders I have ever worked with. They don't just take care of the mortgage paperwork, they help you to win the deal. This is what I liked the most!
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June 2023 by Andy R.
Exceptional Mortgage Broker for First-Time HomebuyersI had the pleasure of working with Risha as my mortgage broker for my first home purchase, and she truly exceeded my expectations. From the beginning, Risha put me at ease and patiently guided me through each step of the process. Her knowledge and expertise were evident as she provided clear explanations and made sure I understood everything as a first-time homebuyer.Risha's attention to detail was impressive. She meticulously reviewed all the necessary documents and financial information, leaving no room for errors or surprises. This level of thoroughness gave me confidence in her abilities and allowed me to avoid potential obstacles along the way.What sets Risha apart is her personalized approach. She took the time to understand my unique financial goals and preferences, ensuring that the mortgage options presented to me were tailored to my needs. Her dedication to finding the best solution for me was evident throughout the entire process.Communication was seamless with Risha. She was responsive to all my inquiries, provided regular updates, and kept me informed of each milestone. Her transparency and honesty were greatly appreciated, as they fostered trust and made me feel like a valued client.I highly recommend Risha as a mortgage broker, especially for first-time homebuyers. Her expertise, professionalism, and genuine care for her clients make her an exceptional choice. With Risha by your side, you can navigate the mortgage process confidently and achieve your homeownership dreams.
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May 2023 by Bryan B.
Risha and her team helped me and my family purchase our first home this year and I highly recommend them to anyone. As a first time home buyer, I had a lot of questions and they were thorough & quick to respond to all my questions & requests. They also went above and beyond during the offer process & really helped to ensure we got our home. Their help was invaluable during this process and made everything much easier to handle.
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May 2023 by Linda G.
Risha and her team were spectacular! Turned my loan around in 4 days!Great job to the whole team.
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March 2023 by Cristina G.
Risha's timely intervention saved a crucial deal at the eleventh hour. With a specific buyer's loan situation at hand and contingency removal looming, I contacted Risha for her expertise. Without hesitation, she spoke with my client at 8 pm, gathering all the necessary information for approval. She swiftly communicated with the listing agent and secured us an additional 10 days to remove contingencies, all while ensuring my buyer's liability was not compromised. Risha's experience and confidence in working with the listing agent provided reassurance to the seller, which in turn helped save the day. Her diligence and unwavering commitment to getting things done made my buyers' dream a reality. They couldn't be happier with Risha's responsiveness, knowledge, and support staff who kept us informed every step of the way. Risha is a powerhouse, and I am grateful to partner with her.
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March 2023 by Ramya P.
Risha and her team provided throughout the home-buying process. Her expertise, professionalism, and commitment to ensuring that we received the best deal possible were outstanding, and we are thrilled with the end result.From the beginning, she and her team took the time to understand our financial needs and goals, and they worked tirelessly to find the best loan option for us. Her guidance and advice were invaluable, and she was always available to answer our questions and address any concerns we had.Her attention to detail and thoroughness in processing the loan application was impressive, and she ensured that everything was in order before closing the deal. She also kept us informed every step of the way, which gave us peace of mind and made the entire process stress-free.Thanks to her team`s hard work and dedication, we were able to purchase our dream home, and we are extremely grateful for everything that she and her team have done. We would highly recommend her services to anyone looking for a reliable and trustworthy home lender.
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March 2023 by Timothy S.
A MUST FOR FIRST TIME HOME BUYERS For home buying newbies, the experience can feel absolutely daunting. But Risha and her team are so kind and understanding, that you feel confident throughout the whole process. She and her team offer attentiveness and willingness to go the extra mile for their clients. We felt so informed along the way. And she and her team were available (day or night, weekdays or weekends) to answer any questions we had; we had a lot as first time home buyers. And each person on Risha's was an absolute expert in their speciality. Also, my wife and I weren't the highest bidders but got the house anyways! And we attribute most of that to Risha. Her reassurance to the seller side and quick action (as well as her teams ability to close in record time) nabbed us our dream house! Could not recommend Risha and her team more. Fabulous experience. 10/10!
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August 2022 by Christian R.
As an agent finding a reliable lender can be tough. I cant say enough about how Risha and her team saved my clients deal from falling through with a different lender. We found Risha and within 24-48 hours she confirmed that she can get the loan done. She was super responsive, transparent, and made it happen! She will go above and beyond to make sure everything being submitted is correct to avoid any delays or make sure to get the right information, especially when dealing with HOAs. Thank you Risha!
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July 2022 by Gayatri K.
Risha and her team were phenomenal in getting us from contract sign to close. We ran into numerous issues with other lenders due to our unique visa timing situation. Risha took a cold call from us on a Saturday morning, and was able to provide a preapproval by market open on Monday. Her team was seamless in subsequent loan processing, and Risha was accessible all through the process. We felt confident knowing that Risha understood our situation very well and that we were in capable hands. We highly recommend Risha and OriginPoint to all homebuyers.
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May 2022 by Deon G.
Thank you all so much! You guys pulled off the impossible - we are seriously impressed! We really appreciate all your help!! Particularly to Risha - thank you for sticking with this and finding a way to pull it off!!
