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December 2022 by Eric Henry
Golden State Home loans did a great job! Jared was so knowledgeable about the market that when the builders' lender was trying to steal me away (never would happen) and lock me in at high rate, he was patient, and able to get me over a point lower. Submitting paperwork was a breeze, and he found the best lender for our situation. Truly a consimate professional at all times, even when I was frantic. ?
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April 2022 by Edward T.
I was under impressed with there ability to listen and communicate. After closing I had to get the lender to get this company to generate the correct numbers in the closing documents. After multiple attempts I gave up trying to get the owner to respond to my calls and emails.
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March 2022 by Rochelle Dineen
Jared was wonderful. This is the first mortgage I have gotten since I retired. It was complicated because I had 4 sources of income which had to be verified. Then in the middle of it Freddie Mac and Fannie Mae changed the rules and we had to start over with a new lender while rates were rising. Jared and his team had excellent communication and follow up. He was very concerned to find a lender who could get me the same rate I started out with. I am a former commercial banker, and so I know a few things about customer service. He really went the distance for me and we closed several weeks ago. I would highly recommend him and his team.
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February 2022 by Renee B.
Jared is so knowledgeable and helpful!! He's really there for his clients. We couldn't be happier with our loan
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December 2021 by Laura Coward
Jared & his team are amazing to work with. My husband & I were first time home buyers with very little knowledge on the home buying process. Elaine and Jared made it very easy and help us get an amazing rate with a great lender. I cant praise them enough nor recommend them enough. If you want a caring team to help you out then Golden state home loans is who you need to work with.
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December 2021 by C A (FFP916)
I've worked with Jared on multiple mortgages and subsequently sent all of my family and friends to him. He his honest, intelligent, and a great communicator. Let Jared find the best deal for you; look no further, this is your new loan officer.
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November 2021 by Richard Williams
Jared was helpful, informative and responsive. Not only did he help us secure our Family home, he also made it simple and painless! Thanks Jared, we highly recommend you to all our friends!
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October 2021 by Shanna P.
I'm a Realtor and have been working with Jared at Golden State for a few years now. Jared has always taken excellent care of my clients. Real Estate transaction can sometimes be tough and he goes above and beyond to make sure the loan process go as smoothly and quickly as possible. You won't be disappointed is you decide to go with Jared!! He's awesome!
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September 2021 by Amanda S.
I received a mailer from this company and when I reached out to the contact provided on their Privacy Policy Page (Jared) to request removal from their mailing list citing environmental concerns, this is the response I got: "Which mailing are you referring to? Are you referring to the post card we mailed out recently? That is a bulk mailing, unaddressed so there is no way for us to not send you personally a mailing. I'm sure you have become accustomed to receiving special personal attention but I'm afraid we cannot accommodate you this time. I'm sure if we were to examine your situation and lifestyle we would see that you have a negative environmental impact in your own ways. "Let him that is without sin cast the first stone". And just think; all the good you could do for the environment with all the money we could save you with a refinance. PS I make it a point not to do business with hypocrites." I was appalled by Jared's unbelievably rude and personally insulting response, hence my first negative Yelp review. If this is the level of professionalism you can expect from him, then I recommend you take your business elsewhere. Not to mention, this is a company that clearly does not prioritize climate change by participating in a wasteful mass mailing program. For context, here is my email requesting to opt out: "Please remove my address from all future mailings. In an effort to reduce my environmental impact I am requesting that you not waste precious carbon and natural resources to send me ads. I make it a point to not do business with any company that sends me unsolicited mail."
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July 2021 by Kayla Sawi
I can not say enough good things here!Being a first time home buyer, and first generation home buyer at that, I was really nervous about the whole process.Jared really walked both myself and my husband through everything step by step and had the utmost patience in thoroughly explaining everything we had questions about.It really felt like we were in good hands and made the best choice out of our options when we decided to work with Golden State Home Loans.I highly recommend this team of dedicated people!
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July 2021 by Todd Lawson
Jared and team did a fantastic job with our very difficult refi. Kudos to the whole team! Highly recommended.
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June 2021 by Phil Alonso
Great people to work with! We actually had a couple loan options going, and this team was able to secure us the best rate!!
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April 2021 by Marius Bor
Jared and his team helped us on a refinance, locking in a rate and terms as agreed in a very timely manner. Truly fantastic. He and his team kept us informed and closed well in advance of our expectations.. Highly recommended.
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March 2021 by Melany A.
My son got a home loan through Jared Acosta and recommended him highly. We got a quote for a new home loan from Jared and then showed it to our bank who told us they couldn't beat it. We needed a three week escrow and Jared made sure it happened on time! We were super impressed and will definitely recommend him to anyone looking to get a smoking' deal!
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March 2021 by Chad Lahue
This guy Jared. Make your own assumptions from my experience. Jared resorted to personal email attacks after I expressed dissatisfaction with his communication. That very situation is submitting all documents I was asked to then not hearing back for a week. I contacted him as to where we were in the process of the loan and he requested additional information which I was prompt in submitting. Had I not contacted him I wouldn't have known what else he needed. I expressed dissatisfaction with this. At this point he sarcastically told me he felt like he had to "hold my hand through everything ". He was very unprofessional and didn't like to have his tactics questioned. He pointed out what a nice guy he was (which I could care less about as this is a business deal..I don't know him and he doesn't know me) Jared then threatened to use my personal information provided to on my mortgage application against me by calling my employer and telling them about "my poor judgement and behavior " . Hey Jared...I'm the customer! You work for me but instead of making me happy which would have been easy as an apology and an attempt to improve the issues I pointed out you resorted to personal attacks. I offered to come to his office to speak face to face about these issues and he said he would have me removed from the premises if I showed up at his office. He perceived my overture of a meeting as a threat. Wonder what he has to hide? I told him to not contact me further which he ignored by sending another email after which I blocked further communication from him. THEN HE CALLS ME the next day and wants to bury the hatchet and proceed with the loan! I didn't respond. This guy is a child. After this his loan processor calls me to have a conversation with him and his manager! At this point I'm tired of this and I simply told him that if Jared had anything to do with this loan I wanted no part of it. How can I trust a guy like this? I'd pay a higher rate to not be involved with Jared. He has low rates but from other reviews it sounds like he promises big but does not deliver. This has been stressful and I'm putting this behind me. Don't get caught in the same situation!
