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December 2023 by Rebecca Lopez
This is the seventh home I have purchased and this was the best experience with a lender I have ever had. Karen and her team went the extra mike for me at every step. I wanted to use a specific program for veterans and karen researched everything about the program and help me get the funding. I would highly recommend using Karen and her team for all your financial needs!!!
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October 2023 by Sarah Nightingale
Karen and her team are absolute pros and a pleasure to work with. I really appreciated her advice and expertise throughout my home buying experience. She even spent time answering my questions long before I was ready to make an offer on a house, which helped me ensure I was in a good position to buy when the opportunity arose. Karen (and her colleagues) are responsive, professional, kind, and knowledgeable. The best!
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June 2023 by Justine Lawson
I highly recommend the Card Team. Buying a house can be a bit overwhelming, but Karen took me through the process step-by-step, providing expert advice and guidance. I’m now a happy homeowner!
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March 2023 by Lauren Turner
Karen and her team were incredible throughout our entire home buying process. I would recommend them to anyone looking to purchase a home.
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August 2022 by Matt Conkle
From start to finish, Karen and her team provided us with outstanding support and service. From video messages to timely responses, Karen made sure that we were kept up to date and that the necessary paperwork was shepherded efficiently so that our 15-day escrow went through without a hitch. We appreciate having Karen and the team on our side through this major life event. I give Karen and team my highest recommendation to anyone who is considering a home loan.
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August 2022 by Kirk Lapple
Karen Card is the most knowledgeable mortgage broker I know. She will get you the best possible loan terms out there. And, if you have issues that affect your ability to get a loan, Karen will find a solution and get your real estate purchase completed. She is a problem solver!
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July 2022 by jess conkle
Karen and the Card Team at APM provided our family with kind, efficient, and timely support through our home-buying experience. The team communicated effectively and frequently so we were always in the loop and our questions answered.
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January 2022 by Joe Dinius
Karen and Katie were FANTASTIC! They moved our loan application through at lightning speed, without sacrificing explainability or causing discomfort. I particularly liked how Katie sent frequent video updates for longer-form communiques (like explaining interest rates, closing cost changes, etc...). I highly recommend (and will definitely use them again)!
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January 2022 by Jessica Dinius
Karen and Katie are the absolute best! They really made our home buying experience great. Very responsive, worked well with our realtor, gave us updates, and so friendly! Highly recommend!
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November 2021 by Curt Riesberg
Got a refinance done quickly and at a better rate than I could get through either my credit union or another competitor.Also, and here's what I really appreciated given this era of unresponsiveness... Karen and her team were open and communicative, efficiently both by text and email but also, importantly, by actual PHONE.
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September 2021 by Haydeh Takasugi
I cannot talk highly enough of The Card Team. I had my original loan with them when I bought the houseS. They contacted me to let me know interest rates were down and I would benefit from a refinance. It was the quickest refinance ever. They are super attentive, always answered my questions and are truly experts in this area. I will always go to them for any refinance or loans and refer everyone to their business. Truly spectacular.
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September 2021 by Theodore Enke
Karen and her staff got the loan done with much help on their part concerning documents and requirements by the lender. I have already recommended her to my brother to get his house refinanced.We have now refinanced again at a much lower rate thanks to Karen and her keeping an eye on the market for us. The process was smooth and quick. They are so helpful and responsive. Thank you.
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July 2021 by Brian Burd
I wish my wife and I could properly express what an experience this has been for us. While Katie markets herself as a first time buying coach, and has been a great one; and Karen brings the wealth of experience of 30 years of lending, we could not have been more impressed how the combination has made a difference for us in this process.This purchase in Long Beach will be our 3rd home. We have experienced the lending process twice previously and can say with confidence we never received the support, guidance, and education in the past that we most recently did with The Card Team. Being a first time buyer in California, it was easy to be intimidated by the price and purchase process. This team's support that started before we even started home searching, made sure we were comfortable every step along the way.We would like to say thank you for ensuring our family is able to establish ourselves feeling confident with our home purchase and surely know that we would be hard pressed to find a group as supportive as this one.
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May 2021 by Sy Moody
Karen Card and her team at American Pacific Mortgage definitely live up to their great reviews! As a Realtor and appraiser, I’ve worked with many loan officers over the last few decades. Karen has always been one of my favorite mortgage experts and is the one we chose when purchasing our own home. Her team delivered what they promised, and she was great with keeping in contact throughout the process. She always responded very quickly and answered questions well. She also knows a lot about many different loan products. We just let her know what we were trying to accomplish, and she explained several scenarios that would get us there. Done deal. Happy homeowners! I highly recommend Karen Card and her team to anybody looking to buy or refi! Thanks Karen!
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May 2021 by Tiffany Sun
Thank you Card Team for helping us close on time and with a good rate!The Card Team was recommended to us through our realtor and we're so happy we went through the house buying process with them. My husband and I realized through this house buying process that we're quite type A people when it comes to money matters and the Card Team was so on top of everything. Karen and Katie are kind, knowledgeable, and communicative. They answered our many questions and were always available to hop on a call to discuss further. We had a tight close deadline that they had no problem meeting whereas other big banks we reached out to were hesitant. They responded to emails quickly and were quick to resolve the small hiccups that occurred right before close. They even followed up with us after our house closed and gifted us super cute wine glasses!
