Cost-U-Less Insurance has been providing affordable car, renters, commercial, home, and boat insurance to California drivers for over 20 years. Even those with less-than-perfect driving records can get competitive quotes and save money. Customers praise the excellent service and support from agents like David, Anthony, Dinora, and Daniel, who are bilingual, knowledgeable, and go above and beyond to meet their needs. Whether you visit the Modesto store or get a free online quote, Cost-U-Less Insurance is dedicated to helping Californians find the right coverage at the best price.
My insurance guy was Jesse, he was knowledgeable and efficient with my time, answered all questions and most importantly helped me find a significantly cheaper rate
January 2026
Shout out Jesse for helping me get my SR22 in minutes !
December 2025
My previous insurance was too high Thanks to James Carabajal one of the (Agent) Helped me lower it a lot and get a stress free insurance.. i would defo recommend them
