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February 2024 by Rebeca Garcia
I can easily say that Tim's service, knowledge and expertise is first class. He has a very calming and reassuring demeanor which was helpful to us since we were first time home owners! Lastly, he made sure the process was smooth and was always available to answer any questions and i feel he genuinely appreciates his customers. 100% recommend!
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February 2024 by Dee T
Timothy truly exceeded my expectations as my loan officer, guiding me through the intricate process of financing my first home. What stood out the most was his unwavering commitment to providing detailed explanations for every step. As a newcomer to the home buying process, I had numerous questions, and Timothy's patience was remarkable. He took the time to address each query thoroughly, ensuring I felt confident and informed at every stage.Beyond the competitive rates offered, it was the exceptional customer service that defined my experience with Timothy. His professionalism and accessibility made a significant impact on what can often be a stressful process. Timothy's genuine interest in ensuring a positive outcome for me as a client was evident throughout.I wholeheartedly recommend Timothy and his company to anyone seeking not only competitive rates but also an outstanding customer experience. My journey to homeownership was made smoother and more enjoyable, thanks to Timothy's expertise and dedication. I am truly grateful for the personalized attention and support he provided.
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February 2024 by Michelle Nguyen
Timothy was very informative, educational and professional. We felt comfortable enough to speak freely about our finances, and he worked with us to get us the best option/rate ! Tim and his team also kept us updated every step of the way! They even got things done way before deadlines which is an A+. We would use Tim again on our next purchase.
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January 2024 by Andy A.
Timothy truly exceeded my expectations as my loan officer, guiding me through the intricate process of financing my first home. What stood out the most was his unwavering commitment to providing detailed explanations for every step. As a newcomer to the home buying process, I had numerous questions, and Timothy's patience was remarkable. He took the time to address each query thoroughly, ensuring I felt confident and informed at every stage. Beyond the competitive rates offered, it was the exceptional customer service that defined my experience with Timothy. His professionalism and accessibility made a significant impact on what can often be a stressful process. Timothy's genuine interest in ensuring a positive outcome for me as a client was evident throughout. I wholeheartedly recommend Timothy and his company to anyone seeking not only competitive rates but also an outstanding customer experience. My journey to homeownership was made smoother and more enjoyable, thanks to Timothy's expertise and dedication. I am truly grateful for the personalized attention and support he provided.
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January 2024 by Michelle N.
Timothy was very informative, educational and professional. We felt comfortable enough to speak freely about our finances, and he worked with us to get us the best option/rate ! Tim and his team also kept us updated every step of the way! They even got things done way before deadlines which is an A+. We would use Tim again on our next purchase.
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December 2023 by Erika Araujo
I've worked with Timothy Joe for an extended period, and I can confidently attest that he excels in both service and establishing loan connections, ranking among the top 1%. When faced with a challenge in closing my loan, Tim stepped in and successfully resolved the issue, saving the day. His extensive network with various lenders is truly impressive. Why bother shopping around at different banks when you can rely on Tim to handle the legwork for you?
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December 2023 by Anthony Riveros
Private money loans AKA hard money loans. Finally, I found the right man for the job. I could tell that Tim has done dozens of hard money loans just from the way he talked to me. He is incredibly knowledgeable in this field. He closed the loan in 10 days. Just in time for closing. Timothy's uncommon attributes include a high level of industry knowledge, a strong sense of accountability, responsiveness, and genuine honesty and integrity.Thank you, Tim!
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December 2023 by Kelly Zuo
I cannot refer Tim out enough. Not only did he close escrow in 15 days, but he was consistent communication was really what made the process seem a lot easier and less stressful. He broke down everything into digestible information, answered all my questions, stayed on the phone with me for hours, and even called me a week after closing to make sure I didn't have any questions or anything unresolved. He also was kind enough to let me know he would be there for me for the next 30 years in case anything came up during the term of my mortgage. He's really great and I highly recommend Timothy Joe to anyone who has mortgage needs.
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November 2023 by Erika A.
I've worked with Timothy Joe for an extended period, and I can confidently attest that he excels in both service and establishing loan connections, ranking among the top 1%. When faced with a challenge in closing my loan, Tim stepped in and successfully resolved the issue, saving the day. His extensive network with various lenders is truly impressive. Why bother shopping around at different banks when you can rely on Tim to handle the legwork for you?
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November 2023 by Anthony R.
Private money loans AKA hard money loans. Finally, I found the right man for the job. I could tell that Tim has done dozens of hard money loans just from the way he talked to me. He is incredibly knowledgeable in this field. He closed the loan in 10 days. Just in time for closing. Timothy's uncommon attributes include a high level of industry knowledge, a strong sense of accountability, responsiveness, and genuine honesty and integrity.Thank you, Tim!
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November 2023 by Kelly Z.
I cannot refer Tim out enough. Not only did he close escrow in 15 days, but he was consistent communication was really what made the process seem a lot easier and less stressful. He broke down everything into digestible information, answered all my questions, stayed on the phone with me for hours, and even called me a week after closing to make sure I didn't have any questions or anything unresolved. He also was kind enough to let me know he would be there for me for the next 30 years in case anything came up during the term of my mortgage. He's really great and I highly recommend Timothy Joe to anyone who has mortgage needs.
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November 2023 by Sungwon Y.
I want to give a huge shoutout to Timothy Joe for making my mortgage process a breeze! His knowledge is impressive, and he communicated everything so clearly. The customer service was next level, and Timothy Joe's friendly approach made it a pleasure to work with him. With his wealth of experience, I felt in safe hands throughout the entire journey. Kudos to Timothy Joe for turning what could be a daunting experience into something smooth and stress-free!
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November 2023 by Denny Liu
Timothy is the epitome of what customer service should be. Not only does he care for his clients 110%, but he's so honest in his work and will not force you into anything you aren't comfortable with. You dont meet a lot of people like that now a days..My experience with Timothy has been exceptional. From A-Z he was able to explain to me how the lending process works. He was even able to give me some options based off of my information. Not only did I felt that he cared for me but he's just ball of joy. SAVE THIS MAN AT ALL COST!!PS: His voice on the phone is so ASMR. I told him that if he didn't to lending, he should be a professional bedtime reader!
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November 2023 by Derek L.
I had the pleasure of working with Timothy as my lender, and I can't express enough how exceptional his service has been throughout my home buying journey. Timothy's expertise in the mortgage industry is truly impressive. From the very beginning, he demonstrated a deep understanding of the various financing options available to me and guided me through the complex process with patience and clarity. His knowledge and professionalism gave me the confidence I needed to make informed decisions. What sets Timothy apart is his unwavering dedication to his clients. He was always available to answer my questions, address my concerns, and provide guidance at every step of the way. Timothy's excellent communication skills and attention to detail made the entire lending process smooth and stress-free. Timothy's commitment to securing the best possible financing for his clients is unparalleled. He worked tirelessly to ensure that I got the most favorable terms, and his negotiation skills were truly outstanding. I felt like he was a strong advocate for my interests throughout the entire process. I can't thank Timothy enough for his exceptional service. He not only helped me secure the financing I needed but also made the entire experience enjoyable and efficient. He is not just a remarkable lender, but also a personable and caring individual. If you're in search of a top-notch lender who will go above and beyond to help you achieve your financial goals, Timothy is the one to choose. I am extremely satisfied with his services and would highly recommend him to anyone seeking mortgage solutions. Thank you, Timothy, for your outstanding support and for making the home buying experience a success!
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October 2023 by Denny L.
Timothy is the epitome of what customer service should be. Not only does he care for his clients 110%, but he's so honest in his work and will not force you into anything you aren't comfortable with. You dont meet a lot of people like that now a days.. My experience with Timothy has been exceptional. From A-Z he was able to explain to me how the lending process works. He was even able to give me some options based off of my information. Not only did I felt that he cared for me but he's just ball of joy. SAVE THIS MAN AT ALL COST!! PS: His voice on the phone is so ASMR. I told him that if he didn't to lending, he should be a professional bedtime reader!
