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September 2023 by Masuda Q.
Naeem wahab and his unprofessional wife are Arrogants and money sucking couple. They are rude, and can't relate to others, since they forgot their roots where they are from. Show offs, and just too materialistic! IRather go Somewhere that's worth my investment
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August 2023 by Nikita G.
Jared helped us close on our first home and hopefully first of many! He's extremely responsive and worked so well with our relator. Jared made sure to lock us in to the best rate possible (given the market conditions). Not only is he extremely knowledgeable about the markets/rates, he helped us close in 14 days! He made sure to get every single document and piece of information submitted as quickly as possible. I truly feel that Jared made this nerve wrecking process easier for us. Thank you for all your help, Jared!
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September 2022 by Bob B.
My Cal Coast card has been getting rejected weekly. Then I have to call a number to get it reinstated. From one moment to the next I don't know if my card is going to work. I almost ran out of gas recently and if my card had been rejected I would have been stranded. Lately I've been carrying money because I can't trust their card. I've been with them for over 30 years, but maybe it's time to replace them.
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December 2020 by Cert M.
Some of the reviews for this company specifically from Ben P. and Ern D. are absolutely spot on. Wish I would have seen them before talking to these people.These people will push you to get ARMs because they make more money at the backend with ARMs. Keep in mind they are selling your mortgages to the big banks and making huge $$$$$ off them. The only reason why big banks buy from them is because they are selling those loans at higher rates to you. Each broker is making a pretty good commission on ARMs. Ensure that you get plenty of quotes before even getting pre-approved with such mortgage brokers. Definitely recommend getting pre-approval from a well-known bank!This business is basically a honey trap for first time homebuyers or people who don't have enough information about the mortgage business or the housing market. Ask them for details and they will get pushy on you. Pressuring you to close and offering you quicker closing time are some of their tricks to close the transaction. You won't have enough time to delve into the details. Trust them at your own peril! They know and enhance your FOMO as they are constantly creating false impression of FOMO! Remember - You are not missing out on anything, if you miss out on one home that you like, you will find another one. But never fall into their FOMO trap. They have their relatives in the Real Estate business. Husband and wife teaming up as realtor and mortgage broker will take you for a ride that you will regret for life. Be careful and understand every single detail before you ever think of locking your ARM rate with them. They are going to brush aside your questions by saying that these are just standard papers that everyone signs. The hidden numbers are where they will get you! Notice that when you meet these people they will talk more about things that are irrelevant than answering your questions about the loan. This is one more ploy to get you distracted and earn your trust so that they can get you to do what they want you to do. Watch the 2015 movie 'The Big Short'. You will get an idea of how these people reassure you and instill a false confidence in you when you are buying a home. Remember they get their commissions immediately after the transaction closes, even the Title company is out of it. But then you are stuck with a mortgage that could really go south in the long run! Offering you to keep refinancing is also another gotcha as they keep getting commissions each time you refinance your ARM. Also, when they say refinance at no cost to you -- please take time to get a written estimate to understand what refinance at no cost really means. There are several gotchas. I had an awful experience dealing with Cal Coast and I am hoping that this review will help others make a better decision if and when they decide to deal with this company.
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October 2019 by Brian Derickson
Pauline has been my mortgage broker for several years and I’ve recommended her to several family members and friends. She is incredible. Excellent all around. I look forward to working with her for years to come.
