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December 2021 by Mike M.
Easiest refi I ever did!! Moshe Chriqui did a fantastic job of processing the refi and made the entire transaction easy. He is very knowledgeable and great to work with. Highly recommended!!
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November 2021 by Petunia G.
We found Moshe Cirqui at Pacific Choice Mortgage on the recommendation of a friend who had happily used Moshe's mortgage services to purchase his home. We wanted to refinance our home, and although not all mortgage companies will accommodate self-employeds looking to refi, Moshe asked us a few questions, and we were quickly on our way to a fast and smooth transaction. Moshe was very professional, attentive, easily accessible, and an absolute pleasure to work with. He kept in steady communication with us letting us know what was happening while moving the process forward quickly. When needed, he was patient and happy to explain things to us and answer all of our questions. He made us feel like we were his only clients, but I know we were not. Our refi took less than two weeks, we did not even have to meet with Moshe in person, and he sent a notary to our home at our convenience to complete all the closing docs. She was very professional and experienced as well. Now my partner is in the process of refinancing his rental home with Moshe because Moshe showed him how he could save more money by refinancing that property too. Thanks again for your great services, Moshe. I won't hesitate to refer my friends to you.
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October 2021 by Xavier Q.
I decided to refinance my place just 6 months after financing with Loan Depot due to them never responding to my messages. I dealt with Moshe when going through the process and he was fine with the proof of my finances that I gave him without having to do it pay check by pay check or going through all of my investments which was not the case with the original financier who also moved so slow on getting approval and getting escrow closed. Moshe moved quickly on the process and when needed he contacted me immediately without lagging like the previous company. The rates were excellent and I was able to refinance for 15 years opposed to 30 years. Original financier would not even give me 15 year rates which kind of disgusted me. Moshe answered any questions I had pertaining to the loan quickly and if not sure to a specific question I had he would get back to me quickly. Now I pay less interest and I am seeing movement on my mortgage. Very, Very Satisfied, Highly Recommend!
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October 2021 by G G.
First time home buyer. I was referred to Moshe by a coworker. Nothing but good things to say about PCM. Moshe walked me through the entire process and really took the time to explain things to a newbie. I shopped the mortgage around at two other lenders and when I relayed the terms I got from Moshe to the other lenders, I was told by one "I can't even get close to matching that." A relative of mine is a mortgage broker in another state and told me the same thing. Communication was excellent. My real estate agent also told me she was impressed with Moshe once our offer was accepted and things got moving. Research led me to the recommended practice of shopping your mortgage to at least a few different lenders. Include Moshe in that process and I'd bet you end up going with him.
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September 2021 by Brent D.
I've gotten to the point where I never have to shop rates anymore... I know that I will always get the best deal with Moshe and he will always be upfront and honest and he is a very hard worker. Always gets it done fast, and as easy as possible... If people knew that refinancing a home could be this easy I think a lot more people would do it. Big thanks to Moshe, he's the best !
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July 2021 by t c
Just have my Rifi done. Took only 10 days from the first day to submit the application to get the loan doc signed. Very fast and efficient. Although I did have all documents ready before starting the work and appraisal was also waived which helped a lot. The mortgage rate is very competitive. Highly recommend.
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June 2021 by Nancy R.
Appreciated Moshe proposing his best offer first; no need to haggle. He is very professional while also being patient. He takes the time to explain any mortgage related item for which you wish information. Truly the best broker I've had the pleasure to work with on refinancing my mortgage.
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April 2021 by Katie D.
Moshe made refinancing our investment property during Covid as a self employed borrower a breeze! We closed in about 3 weeks from start to finish. This was our first time working with him and I would absolutely work him again and would recommend anyone looking for a mortgage loan in California to do the same. He was straightforward, easy to understand, no tricks, great communication etc. Thanks Moshe!
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March 2021 by LA O.
Moshe is amazing, a go-getter, works hard to get you a good deal, very straight forward, easy to work with, and responsive. No BS. I'm so glad I found him!!! You will know once you talk to him. Like others reviews, they say the same about him and thats why i had called him. He's knowledgeable and knows what he's doing. Super easy to work with. I love to support local businesses too. It was all a win-win. Thank you again Moshe, you're the best!!
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March 2021 by aeij demange
I have refinanced homes 3 or 4 times. This is BY FAR, the fastest, most responsive, easiest transaction I've ever had. Moshe KNOWS his stuff. He is responsive, no nonsense, patient. I highly recommend Pacific Choice Mortgage. On top of all of that, the rate was the best that I found.
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March 2021 by David Harrison
Moshe was great and very knowledgeable. He made it easier by always being responsive to texts and emails. Got the job quickly with the best rate. Definitely would recommend him.
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March 2021 by John Areias
Moshe is incredibly easy to work, responsive, and always has the best rates around!
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March 2021 by Anupam P.
Moshe is absolute delight to work with for any refinance and new home loan needs. This is my second refi with him. Every time, it went like a breeze. First one was closed in like 15 days and second time in less than 20 days. He kept informed me during the whole process. He was always transparent and made sure that there were no surprises in overall process. Highly recommend!
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February 2021 by Rebecca P.
I contacted Moshe at Pacific Choice Mortgage to explore whether refinancing our house made sense. We were completely done with the process 15 days later. Moshe was great to work with at every step of the way. He was upfront and transparent about the differences in costs and rates between him and other mortgage companies. He also made sure that everyone else working on the different parts of the loan (appraiser, underwriter, etc.) had everything they needed and were keeping to the schedule so that we could close before our next mortgage payment. After we signed, we joked that this process was too easy and there must be something else. I cannot recommend Moshe enough!
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February 2021 by Gil E.
Moshe did an amazing job on my most recent re-fi. Fastest re-fi I've ever been through!! Very detailed and keeps you up to speed on every step of the process.
