-
March 2024 by Maggie Loveland
Ryan, Peter, and the team at Bull Oak are not only skilled advisors, they are thoughtful as well. Often the first thing that comes to mind when looking for an advisor is managing investments. Bull Oak does this of course--their philosophy is logical and evidence-based. But they were clear early in our partnership that they wanted to bring value through other avenues: tax planning and efficient financial planning, for example. They have done this while also factoring in our goals and values. They are also a delight to work with. We highly recommend Bull Oak Capital.
-
February 2024 by Brian L.
Often the first thing that comes to mind when looking for an advisor is managing investments. Bull Oak does this of course--their philosophy is logical and evidence-based. But what set Ryan, Peter, and their team apart to us was that they were clear early in our partnership that they wanted to bring value through other avenues: tax planning and efficient financial planning, just as examples. We appreciated that they accomplished this while also factoring in our goals and especially our values. We feel lucky to be with Bull Oak and highly recommend working with them.
-
December 2023 by Vinit Samel
About 5 years back we started looking for a fiduciary financial advisor and found that Bull Oak had the best reviews in San Diego. I consulted with Ryan then and found out details of the services they offer but our portfolio didn’t meet their minimum requirements then. Ryan however was extremely helpful and I continued to subscribe to the firms newsletter to get generic macroeconomic insights and also understand their approach.Along the way we tried some other financial advisors from Ameriprise who were absolutely useless. They confirmed being fiduciaries but just sold us Ameriprise products and had us create accounts with no personalized guidance of any sort.We were recently able to qualify for Bull Oak’s minimum and have been able to avail of their services. Peter from Ryan’s team has been managing our portfolio and has been amazingly helpful. They study your situation in depth, understand your goals well and provide advice that sets you up for long term success. When you consult with them you can tell they put in a lot of time in creating a targeted plan and don’t just provide templatized financial advice. We are very happy with what we’ve seen so far and look forward to quantify returns on the offered guidance.
-
December 2023 by Vin S.
About 5 years back we started looking for a fiduciary financial advisor and found that Bull Oak had the best reviews in San Diego. I consulted with Ryan then and found out details of the services they offer but our portfolio didn't meet their minimum requirements then. Ryan however was extremely helpful and I continued to subscribe to the firms newsletter to get generic macroeconomic insights and also understand their approach. Along the way we tried some other financial advisors from Ameriprise who were absolutely useless. They confirmed being fiduciaries but just sold us Ameriprise products and had us create accounts with no personalized guidance of any sort. We were recently able to qualify for Bull Oak's minimum and have been able to avail of their services. Peter from Ryan's team has been managing our portfolio and has been amazingly helpful. They study your situation in depth, understand your goals well and provide advice that sets you up for long term success. When you consult with them you can tell they put in a lot of time in creating a targeted plan and don't just provide templatized financial advice. We are very happy with what we've seen so far and look forward to quantify returns on the offered guidance.
-
September 2023 by Dmitriy Bromberg
The Bull Oak team has been great; the only regret I have is not signing on with them sooner... I love the methodical approach and the focus on minimizing costs and maximizing returns at scale, as well as the detailed approach Ryan, Peter and team take to financial planning specifically. I also love how the firm uses modern planning tools to stay connected with me at all times! I already recommended Bull Oak to a few of my friends and colleagues.
-
September 2023 by Dmitriy B.
The Bull Oak team has been great; the only regret I have is not signing on with them sooner... I love the methodical focus on minimizing costs and maximizing returns at scale, as well as the detailed approach Ryan, Peter and team take to financial planning specifically. They are patient with education about all aspects of financial planning and investment. It's valuable for novices and seasoned investors alike, as I pride myself on financial literacy, but Peter taught me a few new tricks as well! I also love how the firm uses modern planning tools to stay connected with me at all times! I highly recommend Bull Oak, and
-
July 2023 by Kristine H.
Remarkable professionalism and expertise. They took the time to understand my financial goals, personal preferences, and dreams for my dream home, which made me feel valued as a client. They assessed my current financial situation thoroughly and with their guidance I was able to make well-informed decisions. From evaluating mortgage options to optimizing tax benefits they took every step to make sure I was taken care of.
-
May 2023 by Joseph L.
While looking for a investment management firm I interviewed multiple firms, and Peter with Bull oak ended up being my favorite option. He's assisted me a large amount with tax preparation and general financial planning, as well as putting together a plan for me to fully understand my plans for the future, and to understand my goals and possibilities. The process is very transparent and with an AUM fee program there are no hidden costs, compared to a big box managers using in house funds to give themselves a larger cut. I recommend giving Bull oak a shot if you're looking for a fiduciary investment advisor.
-
January 2023 by Lisa Davis
Alyssa was very prompt and quick to respond, kindly and with great patience!
-
December 2022 by Stephanie McManus
I sought out a financial advisor looking for someone who was a fiduciary and used an AUM fee. From the first moment I chatted with Peter, I felt like I was speaking to someone I could trust. He demonstrated being thorough, respectful, kind and extremely transparent in each of our interactions, and I was immediately impressed. I had many questions finding myself in unfamiliar waters and new to investment. Peter never made me feel like I was trouble and always thoroughly answered questions and not just answered them but made sure I understood. I've been with Bull Oak for about 3 months now though I started chatting with them a couple months prior to that. I'm very happy and feel like I really lucked out in finding an honest and ethical financial advisor to do business with. Highly recommend.
-
December 2022 by Stephanie M.
I sought out a financial advisor looking for someone who was a fiduciary and used an AUM fee. From the first moment I chatted with Peter, I felt like I was speaking to someone I could trust. He demonstrated being thorough, respectful, kind and extremely transparent in each of our interactions, and I was immediately impressed. I had many questions finding myself in unfamiliar waters and new to investment. Peter never made me feel like I was trouble and always thoroughly answered questions and not just answered them but made sure I understood. I've been with Bull Oak for about 3 months now though I started chatting with them a couple months prior to that. I'm very happy and feel like I really lucked out in finding an honest and ethical financial advisor to do business with. Highly recommend.
-
November 2022 by Curtis Van Kummer
If you’re looking for an honest, credible and hardworking financial manager or investment management firm, Bull Oak Capital should be number one on your list.
-
November 2022 by Curt V.
If you're looking for an honest, credible and hardworking financial manager or investment management firm, Bull Oak Capital should be number one on your list.
-
June 2022 by Patty Chang
My husband and I recently reached the most rewarding years of our lives - RETIREMENT! Upon achieving this milestone, our top priority was to find a fiduciary firm that can help us consolidate/manage our assets and provide financial stability/planning not only for our new chapter in life but also for our children’s (and grandchildren’s) future.As detail-oriented individuals, we spent a lot of time researching and interviewing financial advisors and fiduciary firms to find the perfect fit for us. It was a daunting task! But we are happy to say that … hands down, Bull Oak Capital stood out among our choices. From the get-go, Ryan earned our trust, confidence and respect! He is honest, patient, responsible, organized, responsive, sharp, and has a modern approach to financial planning (versus old school perspective) which we were seeking.Even though we’ve only been with Bull Oak Capital for a few months (we had previously managed our own finances & investments), we are very pleased with their services thus far. Ryan and his team (Peter and Alyssa) made our transition seamless and easy. They handled our retirement rollovers efficiently by completing all required forms for us, answering questions instantaneously, participating in 3-way calls to our 401K holding companies to ensure smooth conversions, and meeting with us via Zoom to review strategies and visions to maximize our financial strength and growth. Just recently, they mapped out for us several scenarios on retirement paths we want to pursue. The documents they prepared were detailed and thorough highlighting each scenario’s projected results and recommendations as well as retirement income, gifting ideas, estate planning, insurance and tax strategies.In summary, Bull Oak Capital has given us peace of mind - we feel confident that we are in good “financial” hands with them. Thank you Ryan, Peter and Alyssa for your exceptional financial expertise and work ethics. We can now truly enjoy our retirement to the fullest and rest assured that our children’s future will be strong, steadfast and protected.
-
June 2022 by Alexandra Jones
Highly recommend Ryan and his team. They have surpassed my expectations in what to expect from a financial advisor. Ryan is transparent, communicative, and responsive. He has spent so much time answering my questions, explaining market trends, and mapping out a financial plan to help me understand what's realistic and how different decisions may put me on different trajectories. He also sends out regular newsletters with his thoughts on the economy and how to think about different market changes, which I love. Really happy with Ryan and his team and feel much more secure with my financial future.
