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January 2024 by Tate S
Great to work with! Extremely knowledgeable. Highly recommend!
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September 2023 by Christopher Baldwin
California Lending helped me broker a mortgage loan this past month and deserves recognition for exceptional service. They facilitated a swift loan closure, offered valuable guidance throughout escrow, and ensured my interests were safeguarded while working with an agent representing us and the seller.Mike, the owner of California Lending, is an industry expert with extensive knowledge. He is friendly, responsive, and laser focused. His expertise and dedication make him an invaluable part of purchasing process.Overall, I had a fantastic experience with California Lending. I highly recommend their services to anyone seeking mortgage loan brokerage assistance.
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September 2023 by Chris B.
California Lending helped me broker a mortgage loan this past month and deserves recognition for exceptional service. They facilitated a swift loan closure, offered valuable guidance throughout escrow, and ensured my interests were safeguarded while working with an agent representing us and the seller. Mike, the owner of California Lending, is an industry expert with extensive knowledge. He is friendly, responsive, and laser focused. His expertise and dedication make him an invaluable part of purchasing process. Overall, I had a fantastic experience with California Lending. I highly recommend their services to anyone seeking mortgage loan brokerage assistance.
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September 2023 by Michael DiFranco
Michael Thomas is amazing at what he does, he is always available and truly cares about his clients. He is so easy to work with no doubt I will continue to work with him on all home Financing needs!
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April 2023 by Paula G.
If you are looking for an outstanding Realtor/Mortgage Broker, Michael Thomas is your guy. We have used 12 Realtors during our lifetime, some good, others not so much, and Michael clearly stands out as the best. Michael diligently worked with us to land a home in San Diego. Working with Michael we submitted three offers on three different homes and were successful on each one, even during the bidding wars of 2021 - 2022. Michael is super responsive, always available for calls, texts and email, consistently responding within minutes. Anytime we wanted to view a property he worked his magic to get us in the same day. Setting up qualified inspectors fast and within 2 days of offer acceptance.Michael has lived in San Diego his entire life, has a huge network and knows all areas of San Diego like the back of his hand . We call him Magic Michael because he manages to pull everything together fast and deliver everything that was asked of him. Michael is honest, has terrific interpersonal skills, a great negotiator, very patient and a work horse (unrelenting). His credentials also speak volumes.Michael has a BS in Business and an MBA. Licenses and certifications - NMLS Bureau of Consumer Financial Protection, Accredited Buyer Representative, Sell Representative Specialist and Short Sales and Foreclosure Resource. At closing he insisted on coming by to offer his congratulations in person and also to make sure there were no unanswered questions/concerns. Telling us, "let me know in 6 months how you like your house, then I'll know if I did a good job ." From the beginning of our search to the very end, we had the most experienced realtor in San Diego with a personal interest in guiding us through the entire process. As you can tell, we are very happy and extremely grateful for Michael's advice and counsel and highly recommend him to anyone in search of a home in the San Diego area.
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October 2022 by Brando S
I cannot say enough GREAT words about the fantastic service Michael Thomas and the California Lending Company provided to our family to deliver the lowest refi rate possible together with the BEST customer service that I have ever experienced when refinancing our home. Michael is a fantastic combination of being the ULTIMATE professional, with the utmost dedication, knowledge, expertise, and integrity, while at the same time being one of the most genuine people that I have had the pleasure of knowing, as he has a wonderful demeanor, very friendly that puts you at ease from the start and is truly one of the most honest people that I have ever met. All those traits rolled into one makes Michael and CLC the Mortgage Broker for my family for life! THANK YOU SO MUCH Michael, and Michael and CLC have my highest recommendation!
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October 2022 by Keri Whitehead
Mike has been our family realtor for years. He is very knowledgeable and dependable, with excellent customer service skills.
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October 2022 by scott knutson
Simply the best, enough said. Questions are answered so fast I think Michael doesn't sleep !! Extremely professional yet still friendly service. Don't bother calling any one else in San Diego.
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December 2021 by C. K.
My wife and I started our house search around 4 years ago. Originally, we were going to work with another realtor, but a coworker of my wife had a wonderful experience with Michael, and my wife insisted we meet with him. I was hesitant at first because we had already liked the first realtor we met with, but we scheduled a meeting with Michael anyhow. After our first meeting, I knew we would be switching over to work exclusively with Michael. He was extremely knowledgeable, straightforward, and easy to talk to and work with.Throughout the past (and long!) 4 years, Michael has been extremely patient with us and always available. There was never a time where he made us feel like he was tired of us or that we were wasting his time. He understood that we had a tight budget and that we didn't want to buy a house just to buy a house. Every time we met at an open house, he was always honest and patient with us and he never pushed us to buy something that wasn't a good fit for us.After we finally found our home after 4 years, he was incredibly helpful every step of the way, from getting our offer accepted to resolving various problems during escrow. He was very hands-on with every single area of the closing process, he made sure that all inspections and repairs went smoothly and on time, and did his best to save us money and time whenever he could during a very stressful period.If you are looking to buy a property in San Diego and need a realtor or real estate broker who is experienced, patient, thoughtful, and honest, look no further than Michael.
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October 2021 by Sandi S
Michael Thomas sold me my condo in La Mesa and recently did my refinance. The communication with Michael is unbeatable. He is always on top of things, kept me updated through the entire process, and worked to get me a killer deal on my refinance (VA loan) and a great price on my condo. Highly recommend!!
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August 2021 by Erin G.
Look no further, Michael Thomas is SD's best! As first time buyers, Michael was there to guide us EVERY step of the way and we are so grateful to have had the opportunity to work with him. His communication is stellar, not just timely and responsive but also knowledgeable and clear to understand when there is so much to learn. Michael knew just when to push us and when to let us lead, which led us to a successful 2-week close of escrow in a wonderful neighborhood. His negotiation skills are TOP NOTCH and we would HIGHLY recommend working with him if you are looking to buy or sell. He is very personable and generous with his time, seemingly always available day or night. He has a keen attention to detail and caught errors and missteps of the listing agents on multiple occasions...there is a reason why Michael is a 5-star-rated realtor! While viewing properties he pointed out critical details to help us focus on the important issues rather than let us get swept up in the trivial decor/specs. It was with his guidance and expertise that we found exactly what we were looking for and what will undoubtedly become the perfect home for us. If you're a first time home/property buyer, especially in a crazy seller's market, it is easy to get discouraged and overwhelmed -- trust us when we tell you that Michael WILL get the job done and get it done right! It was truly a pleasure and we can't thank him enough for all of his assistance beginning to end. Thank you so very much Michael!!!
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August 2021 by Leonardo F.
It was great to work with Michael while he helped me find my new home. Since I'm not from US, I needed help to understand how the market works here and even the lingo. Michael was always available and happy to help me on this. I will definitely work with Michael again in the future and I recommend him to everyone buying or selling a place.
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June 2021 by Lan Q.
I have just closed my 5th escrow and Michael is by far the best realtor I have used. He is genuine, kind, easy to communicate with and quick to respond. Equally important, he is skilled at negotiating the real estate offer on his client's behalf. I felt that he always had our best interests at heart and took care to be frank on whether the property was worth the asking price! I wouldn't hesitate to use Michael again in the future.
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April 2021 by Kimberlyn G.
If you want to buy a home, Michael should be at the top of your list. We initially connected with Michael because he sold my brother's home in 2020 and my brother highly recommended him. Immediately after our introductory phone call (we spoke with three real estate agents) we felt confident Michael had the knowledge and patience to guide two new homebuyers who were trying to land their first property in the midst of a seller's market. In short, Michael delivered -- from scheduling viewings, to helping us create a strategy for each purchase offer, to addressing innumerable questions (I ask A LOT of questions). His extensive experience buying and selling homes in San Diego shows as he (more than once!) had to guide the sellers' agents through the necessary steps as they would forget to do things, and he did a superb job helping us anticipate our next steps. More importantly, we felt as though he was an advocate for us, and after 3 months on the San Diego home buying journey (er, "roller coaster") we ultimately landed a home where we are happy and at a price we are comfortable with, both of which are very challenging to do in this market. Michael is a real estate powerhouse, combining his expertise, real estate strategy, and responsiveness (he follows through on everything and is quick to pick up the phone) with his patience and understanding. Thank you Michael for supporting us through our first home buying experience!
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October 2020 by Michael DeBenedetto
Thanks Michael!
