Mortgage Lenders in Santa Barbara, CA

“Being new to the area and hoping to find someone we could trust, my husband and I went with a friend's recommendation that Austin was trustworthy, reliable, and \"on the ball\". She absolutely was. She was warm, communicative, and helpful every step of the way until closing. We couldn't be happier.”

“Elvin was AWESOME!: competent, friendly, thorough, and a good listener and understanding. He assured us often, calming our (anxious) concerns. He responded quickly when we communicated, and took care of so much! I would recommend him to anyone needing his services. He SO outdid the other loan officers we communicated with. I hope for continued success for him.”

“Vicky and her team were exceptional to work with - highly creative, professional, and incredibly easy to collaborate with. They delivered outstanding results and made the process seamless.
I would absolutely use them again and highly recommend them. Five stars!”

“Susan was incredibly helpful throughout the entire process, and her instincts and proactive manner helped secure very favorable terms for my loan. Should I ever need mortgage assistance in the future, she will be my first call.”

“Justin was absolutely outstanding from start to finish just like he was with our last home purchase over 3 years ago. Justin clearly had a genuine interest in helping us succeed in getting the best refi loan possible on our Goleta condo so that we could fund our new manufactured home purchase in Santa Barbara! Justin worked tirelessly, stayed on top of every detail, and guided us through what could have been a very stressful process with patience, clarity, and total professionalism. It wasn't easy having to work on this over the Christmas holidays, but Justin plowed right through regardless. It was doubly difficult because he was working on our condo refi loan while we were trying to close on our purchased manufactured home. So the timing was important as we needed the funds from Justin to close escrow on time for our new SB home.
Justin was always responsive, proactive, and transparent. Whenever an issue or question came up, he addressed it immediately and made sure we fully understood our options. Thanks to his persistence and expertise, we were able to secure our mortgage and close successfully—something that would not have happened without his dedication. If you’re looking for a loan officer who works incredibly hard, communicates clearly, and has your best interests at heart, I cannot recommend Justin highly enough. He was a pleasure to work with, and we are deeply grateful for everything he did for us.”

“Before buying a house, I researched several lenders and Guaranteed Rate was top of the line! If you’re a veteran and want the best with VA loan knowledge, this is where you want to get your loan. From Jen B to Jen A and all their support staff, they are phenomenal! Customer service is top notch. No hidden agendas, no extra costs, fast and reliable we were able to close in 15 days! Thank you for being efficient and transparent GR!”

“There should be a 6th star option like an A+...!!I wanted to say thank you Kelly for the help you gave my Mom and I on her refinance. It was super easy and everything worked out perfectly and QUICK. Even through the holidays! She was kind of stuck in limbo with her situation before I called you, now she has some cash in the bank, one monthly payment with everything included, and you even saved her money. And as a long time retiree on a fixed income, that is huge! Add to it, she has the Cornerstone app on her tablet and bank account linked and she’s all set to make her first payment next week! Easy peasy!You are the greatest and I appreciate this and all the umpteen other times you have handled things for me in the past regarding my own mortgage. You and the entire team are truly a pleasure to deal with, and I can't recommend you enough.”

“Michele is the best. Excellent knowledge of financing options, superb communication and attention to detail, and a gracious ,sincere desire to be helpful. I recommend her highly.”

“Christian came recommended to us. He was invaluable navigating the mortgage process for our family. He went above and beyond over many months during our SB house hunt. Extremely responsive and thoughtful.”

“I highly recommend Direct Mortgage Funding Santa Barbara. Guy Rivera and his team went above and beyond to help me with my RM loan. He walked me through the entire process with great success. I am very happy with this business. Changed my life!”

“Diana is a true professional and was able to make our home refinance goals happen without overcomplicating the process! We used Diana for our initial home closing and were ecstatic to work with her again. She has been consistently patient in answering our *many* questions, personable, and efficient. Thank you Diana and team for all of your hard work!”

“This was the second loan with Leah and her team in the last year. On this occasion, she proactively researched my first mortgage which was about to reset to more than twice my existing rate, ran the figures and in conclusion saved me ~$1000/month in a combined refi of my first and second loans. Just the best you could find, even if your loan pales in comparison to the high profile customers she represents. The Gold Standard!”

“We highly recommend Trenton for your mortgage needs! He’s very knowledgeable and professional. He and his team stayed on top of things which made smooth sailing through the whole process. He’s an excellent commentator and kept us updated daily. We will definitely use him again!”

“Thomas Anderson with McAdams Financial did an incredible job in my recent experience working with him. He was able to navigate the complexities of escrow with ease for both myself as a Realtor, and my client purchasing their new home.

From start to finish, Thomas thoroughly impressed me with his problem solving skills, attention to detail, quick thinking, and his hard work to ensure an on-time closing. We were consistently on the same page, and his effective communication was invaluable.

If you’re looking to finance your next home purchase, I highly recommend connecting with McAdams Financial. They combine white-glove service with A+ expertise in the mortgage industry. I want to thank Thomas for being an instrumental part of this past transaction.”

“I had the privilege of working with Linda Kestler from American Riviera Bank for my first home purchase, and I can't express how grateful I am for her outstanding service. As a first-time homebuyer, I was navigating uncharted waters, and Linda was an absolute lifesaver throughout the entire process.Linda demonstrated unwavering kindness and understanding from day one. She patiently walked me through each step of the mortgage process, even going above and beyond to clarify things that my realtor should have explained. Her commitment to ensuring I fully grasped every aspect of my mortgage was truly remarkable.What set Linda apart was her willingness to go the extra mile. She consistently provided detailed explanations, promptly answered my numerous questions, and always had a positive attitude. Her dedication and professionalism were evident in every interaction. She never made me feel like I was a bother to her.Navigating the complexities of buying a home can be daunting, but Linda made the mortgage aspect of it smooth and stress-free. Thanks to her guidance and support, I have just closed on a home that perfectly suits my needs.I wholeheartedly recommend Linda to anyone in need of mortgage services. Her expertise, kindness, and above-and-beyond approach are invaluable. I am extremely grateful for her assistance and couldn't be happier with my home-buying experience, thanks to her exceptional service.”