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“Matthew helped us with some tricky financial matters in purchasing our new home. It was hardly a straightforward matter, and Matthew explored several options, eventually finding an appropriate solution. His knowledge and persistence were invaluable. I would highly recommend him.”
Open 24 hours
105 Stockton Avenue, Capitola
Mortgage Lenders
“My experiences with Jim have been great - he and his team are lightening quick and he's always available when you need him. He gets the job done - meaning my clients into their dream homes - which is priceless and what really matters in the end. I'm lucky to have his services so near and always on the ready. Bravo ?”
8AM - 5PM
2425 Porter St #13, Soquel
Mortgage Lenders
“My company has a relationship with Rocket mortgage which provides “VIP” service so I was pretty sure I’d end up going with them. I reached out to Jessie as well in order to have a little room to negotiate when Rocket came back with a quote.
I wanted to make an offer on a new home without a sale contingency on my current one. Rocket flat out said “our underwriter says it’s not possible but let’s try and move forward.” Jessie, on the other hand, was completely transparent and told me it would be a complicated process but she could get it done. Not only did she get it done, we actually ended up with the best case scenario - paying less for a larger home and…. no sale contingency!
So if Rocket provides VIP service for one of the largest companies on the planet and can’t handle business, I guess Jessie provides VVIP service? Super VIP? We’ll come up with something…
Transparent communication, creative execution, and a genuine bedside manner that made the process a thousand times less stressful than it probably should have been - that was our experience. I can’t recommend Jessie and her team enough. Thanks for all your hard work!”
8AM - 5PM
2425 Porter St #13, Soquel
Mortgage Lenders
“Working with Victor was an incredibly easy and reassuring experience. I first reached out to him a couple of years ago just to understand where I stood in the home-buying process. He clearly explained what I needed to do to qualify and, more importantly, gave me confidence that homeownership was truly achievable.
Fast forward a couple of years, and we made it happen. Victor streamlined the entire process and was attentive, supportive, and communicative every step of the way. He made everything easy to understand and stress-free from start to finish.
We highly recommend reaching out to Victor—even if you’re just curious about where you currently stand. He was never pushy and consistently provided honest guidance and valuable knowledge throughout the journey.”
8AM - 6PM
1500 41st Ave #100, Capitola
Mortgage Lenders
“Monica was amazing, she walked us through every step carefully and professionally and helped us close in record time, her knowledge, care and attention was superb. Many thanks”
“I had a wonderful experience working with Marina Watts. My unique situation complicated the process, but Marina worked through the obstacles one by one to secure the reverse loan that I needed. She is knowledgeable, thorough, and persistent — I unreservedly recommend her.”
8AM - 5PM
2425 Porter St #13, Soquel
Mortgage Lenders
“Andrea is highly knowledgeable about the homebuying process and provided us with great guidance. She's extremely professional and always available to assist. Strongly recommended!”
“Jeri Skipper was so nice to work with! She always answered every question along the way and helped with all paperwork. We closed on our loan quickly and we are very happy! Highly recommend Jeri if you need to refinance or a new loan!”
9AM - 5PM
2601 41st Ave C, Soquel
Mortgage Lenders
“We've worked with Monterey Bay Mortgage for a number of years and couldn't recommend them more. Forrest is extremely knowledgeable, professional and very trustworthy and Crissy somehow makes the whole process smooth and streamlined - no small feat in this business:) Rest assured you're in good hands with them.”
9AM - 5PM
124 Rancho Del Mar, Aptos
Mortgage Lenders
“There is no one better. I highly recommend him to my clients and have also used him to refinance my own home He is my go-to for all things mortgage-related. He is hands-down so experienced, so patient. Just the best to work with.”
“We talked to several lenders when starting the process to buy our first home. After just a few minutes of talking to Mark, I knew we would go with him and the cross-country team. Looking back I am SO glad we did. Again and again Mark proved to us he was looking out for our long-term financial well-being. As first-time homebuyers, Cross Country patiently walked us through the whole process.
Mark KNOWS the mortgage business. You cant beat decades of experience in Santa Cruz County. The whole Cross-Country Mortgage team was phenomenal. They were professional, available to answer any questions, and most importantly highly experienced. They made a complicated escrow feel easy. 10/10 I would work with Mark and Lucas again.”
“Tai and the team let me have confidence in what we were doing. At any point I could ask as many questions as I needed and he would give clear, knowledgeable answers. When buying a home, there are many moving parts. Having a go to like Tai, really helped me stay sane, on track, and making good decisions.
There where a few times that we had to pivot from one part of the deal or another. Tai set up the change and helped me get it done. In the end, I got a good deal, that I can afford, and great home.
I'm very greatfull that I went with Santa Cruz Lending Group, Chris.”
9AM - 9PM
740 Paradiso Ct, Soquel
Mortgage Lenders
“As first-time home buyers, my husband and I had no idea where to start when we thought we might have the funds to finally take the plunge into buying a house. Calling Dan was our and we're so glad we did. He patiently explained everything we needed to know, put things in clear, easy to understand terms, and kept us informed and updated every step of the way.”
“Char made this process as painless as it could have possibly been. Her communication went above and beyond what I would have expected. I can't imagine this going as well as it did with anyone else. I am very thankful for the exceptional customer service.”
“Brett is a wealth of knowledge in all things mortgage! He went above and beyond to find us the absolute best rate and lender. In a constantly changing financial market it was extremely helpful to have someone versed in the process, and he did a great job educating us along the way. I would highly recommend anyone work with Brett on a new mortgage or refi.”
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“As an agent i was helping my brother with his first purchase. He was looking around at various MLO and was recomended Lynn. What made him choose Lynn is her transparent competitve rates and prompt responses. To put things simples she provided competive rates, responded quickly, and did what she said she would do. It was a pleasure working with Lynn, i have no doubt that i will work with her again.”