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November 2025 by Angie Grothmann
As always Shelley went above and beyond for my clients...even spending over 2 hours on the phone with my buyers and their insurance company just to help assist with an insurance issue! Who does this!? SHELLEY does this! Thank you again for all your knowledge and excellent communication. I appreciate working with you, knowing you're going to get the job done every time! THANK YOU!
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November 2025 by Kristen Wallman
Shelley was always available for questions and clarifications, and provided detailed responses and analyses for our financial situation. She was always friendly and approachable, and provided additional assistance when requested.
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September 2025 by Cindy Cassens
Great experience working with Shelley and her team! Highly recommended!
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July 2024 by Coeli Danella
Shelley was exceptional with my husband and my first application for a mortgage on our first home. She worked diligently to provide the best rate, the most up to date information and overall experience during what can be a stressful time. I would recommend her to anyone who needs to apply, refinance or manage their mortgages loans!
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July 2024 by Christopher Inserra
Shelley was very knowledgeable, thorough and accurate with closing costs and working with my son and daughter in law on their first purchase of a new home. Her timely follow ups and professionalism with her Mortgage Team was a great asset to this transaction.
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May 2024 by Sierra Londenberg
My fiancé and I worked with Shelley to purchase our first home. She was amazing to work with and consistently went above and beyond for us! Shelly met with us about a year before we were ready to buy and walked us through our finances to advise us on what we needed to do to be ready to buy a house. In addition, when we were marketed towards by a competitor, she was fair and honest about just wanting us to find someone we were comfortable working with, even if it wasn't her. This kind of integrity is hard to come by and I do not regret choosing to work with her one bit! Thank you, Shelly!!!
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May 2024 by Brad Hort
Shelley, as a loan officer, was exceptional, putting in great effort to educate and explain the process clearly. As a young, first-time homebuyer, I was thoroughly impressed by her presentation and guidance throughout. I'd like to give a shoutout to FNBO, Todd Silliman, and Shelley Rhoades for making this journey possible.
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May 2024 by L. V.
Our new home construction would not be possible without Shelley & the FNBO Team. A successful real estate transaction requires patience, flexibility, and competent action to navigate the deal to closing. Thank you Shelley for supporting our vision & guiding us to the finish line.
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April 2024 by Scott Galey
We can't recommend Shelley enough. We bought in late 2023, not a fun time with rates as they are- Shelley was informative, kind, responsive, and professional. She and her team are fantastic, and her rates and options were by far the best I could find. You are in good hands with Shelley during a stressful time of home buying!!
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April 2024 by Jami Smith-Moseley
Shelley was fabulous. She walked us through each step, answered all of our questions and we had everything done ahead of schedule. She helped us find the loan that was truley the best deal and the best fit for us. Our Realtor even said Shelley was the most responsive and engaged mortgage person she had ever worked with. Shelley earned our complete trust and I will recommend her to everyone looking for help with a mortgage. Thank you Shelley it was great working with you.
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April 2024 by Suzanne Wakeen
We recently bought a home and worked with Shelley Rhoades and her Team at FNBO. She was a pleasure to work with, professional , responsive and patient! We highly recommend Shelley and her entire team!
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March 2024 by Marissa Ozmina
Shelley and team were incredible to work with!! While buying our first home, her and her team were quick to respond to questions, always on top of things and help guide us through the first time homebuyer process. Shelley took the time to explain everything we needed to know and was always available for questions. We felt a sense of ease and trust working with Shelley and can not recommend her enough!
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February 2024 by Dave Englert
Shelley and her team were exceptional to work with. Compared to previous experience, it was a stark difference. It was approximately 1 year from the time I initiated the process to closing on a home. From beginning to end she was very pleasant to work with, understanding, and extremely responsive with communication. During the closing process, she and her team were very on top of everything and worked to deliver an expedited closing during the holidays. I would recommend Shelley to anyone looking for an excellent service and a great experience!
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December 2023 by Ryuichi Sakamoto
Absolutely phenomenal service. She and her team understood our needs and help direct us to the most appropriate mortgage products.
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December 2023 by Erin Englert
Shelley was really on top of things with our home loan. She responded quickly to any question or need we had. 10/10 would recommend! It truly was a pleasure working with her!
