FMS Bank is a locally owned and operated community bank serving Northern Colorado. It is a homegrown, small bank built on community, where all financial decisions happen locally. This assures fast turnarounds and responsive, helpful service. The staff is always very helpful, courteous, friendly, and knowledgeable, treating customers like their business and time are important. Employees are highly qualified, know customers by name, and are available to help with various needs. The bank supports both personal accounts and small businesses. Customers recommend FMS Bank, appreciating that it is not a huge bank and truly cares about its neighbors and community.