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December 2025 by Karen Cartwright
We have been consulting with Galina for over five years. She is always pleasant, helpful and accommodating. We have recommended her to friends as a trusted source for initially Medicare information and financial planning in retirement and now for our annual health insurance coverage.
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December 2025 by Diane Caskey
Appreciate Galina's professionalism and thoroughness. I enjoy her online newslettersand have learned a thing or two. She is a wealth of information!
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December 2025 by Ted Delancy
Consultant was very knowledgeable and kind.
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December 2025 by Pat Renna
Galina is an ultimate professional!! Her knowledge of insurance is unsurpassed!
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December 2025 by Dennis Capotto
Galina, is a wealth of information. She knows all the health insurance plans and helps you find the one that's right for you. She goes above and beyond to help her clients.
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December 2025 by Michael Cannella
Living Benefits was not only great to work with but went the extra mile to insure I was comfortable with the selections made for retirement. Everyone should use their services for making the educated decisions necessary for retirement.
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November 2025 by Chuck Spalt
Galina is very professional, very knowledgeable and was a big help with our Medicare enrollment. Thank you for your service.
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November 2025 by Bob Steiner
Galina is always great at answering our questions and her responses are always accurate and easily understood.
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November 2025 by Yvonne Wallace
I have been working with Galina at Living Benefits since I retired over 10 years ago. She is very knowledgeable and offered me options what to do with my 401k. She also assisted me with choosing the best medical insurance for myself. If she is not available to answer my call she always returns my call. I am very satisfied with the service and enjoy working with Galina who is very understanding pleasant and easy to work with.
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November 2025 by David Brietling
Galina is very knowledgeable, professional and friendly. She listens to your needs first, then provides her recommendations. Continues to explain all aspects of the options and follows through on questions and concerns. She has our highest recommendation.
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November 2025 by Paulette Beurrier
Galina is knowledgeable about Medicare and Medicaid services and helped us make informed decisions about insurance.
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November 2025 by Kathy Petrorio
We have been working with Galina Koval for about 5 years. She has helped us with navigating the insurance industry over the years. We’ve purchased independent individual insurance as well as Medicare policies for each of us and even travel insurance. She has all the answers and we depend upon her for all of our insurance needs.
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November 2025 by Robin Carradini
Working with Galina Koval each year regarding Medicare plan options is always a pleasure. She makes it all easy to understand so you can make the best decision for your needs. Highly recommend working with Galina!
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November 2025 by Maggie Dowd
Galina Koval is very, very knowledgeable. Each time I see her I learn something new and it has helped me to make good decisions. Thank you Galina.
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November 2025 by Janet Dillon
Galina koval needs to be your go to for all things insurance and investments. She is courteous, conscientious and on top of everything! I highly recommend