1st Franklin Financial offers personal loans up to $15,000 with quick approvals, fixed payments, and fixed rates. They are not a payday lender. They provide short- and long-term installment loans with flexible, affordable payment plans to fit any budget. The company has over 300 offices across the southeast and has been serving neighbors for over 80 years. Reviews describe the company as very helpful, wonderful, and nice, with staff who take time to ensure understanding and work to accommodate customers. Many customers highlight the quick approval process and recommend the business, with some having used its services for years.