Oconee Federal Savings and Loan was established in 1924. We offer a full suite of personal and business banking products that include checking, savings and money market accounts. We also offer residential mortgage loans, construction to permanent loans, business loans and SBA loans. Please visit one of our nine locations in upstate South Carolina or Northeast Georgia or visit us on our website to learn more.
The only Bank in Toccoa as far as I am concerned, they go above and beyond to help!!! Very Nice Tellers!!!
September 2025
I can't say enough wonderful things about this bank. Pam Wright has especially been a pleasure to talk to and do business with! She has made things so much less overwhelming for us, and just makes everything run smoothly! We will be doing all our business with Oconee Federal in the future.