JCCCU offers the same products as banks, but with profits are reinvested in you! We offer full service banking with the goal to help members build a better financial future. How are we different from a bank? Jackson County Co-op Credit Union is a credit union, a not-for-profit financial cooperative owned and controlled by our members. Our Board of Directors are volunteers from the community, elected by our members. Our profits are returned to our members in the form of better rates, lower fees, and improved service.