Don't have any business with these guys but from what I hear it's a joke of a bank and doesn't do anything for the people that bank there especially against fraud just charge you for another card when you have no money left.
About BTC Bank
BTC is a community bank dedicated to offering progressive banking services to the people, businesses, and farms of Lamoni and surrounding communities. Our full suite of quality financial products includes online and mobile banking, personal and business banking, agricultural lending, business financing, personal lending, trust services and more. Since 1919, we've been committed to protecting our customers' assets and investing in the local towns we serve. We also give back to the community through The BTC Area Youth Benefit Corp. When you're comparing banks and lenders in Lamoni, IA, call or visit us to discover the difference banking with BTC makes!