First Option Bank is a locally-owned community bank conveniently located in Elwood, Horton, LaCygne, Louisburg, Osawatomie, Paola, Spring Hill and Troy, Kansas, and St. Joseph, Missouri. We are committed to earning customer loyalty by supporting our communities and providing our customers with the friendly, personalized service they deserve. Come to First Option Bank for full-service banking, investment and trust services and let us show you community banking at its best!
We have so enjoyed banking with First Option Bank of Horton! We appreciate the kind, honest and prompt service their team provides. Thankful for their exceptional work and commitment to their clients!
February 2026
Karla Berry was very timely, professional and thorough on getting our accounts setup and making sure all of our questions and concerns were taken care of.
February 2026
First Option Bank in Horton is a great community partner! We appreciate all that Karla Berry and the bank have done to support USD 430 and the community. They are always involved and ready to help when needed!
