Central Bank is a privately held $11.6 billion bank holding-company headquartered in Jefferson City, Missouri. The Central Bank family includes 12 regional banks, Central Trust and Investment Company, Central Mortgage Company, and Central Technology Services. They specialize in community banking, focusing on delivering leading-edge technology with a network of more than 140 branches operating in Missouri, Kansas, Illinois, and Oklahoma; and more than 22,000 ATMs nationwide. Customers praise the bank's outstanding service, with helpful and friendly staff who provide clear explanations and make the process of opening new accounts quick and effortless. Clients particularly appreciate the knowledgeable assistance of employees like Miranda, Natalie, and Justin, as well as the easy-to-navigate mobile app. The bank's branches, such as the one in Lawrence, Kansas, are described as places where customers enjoy going, with staff who consistently go above and beyond to ensure a positive experience.