Since 1920, Citizens National Bank has been more than just a place to keep your money—we’re your neighbors. Headquartered in Somerset, Kentucky, we’ve grown to 11 locations across Pulaski County, Monticello, Russell Springs, Nicholasville, and Richmond. While our reach has expanded, our mission remains the same: delivering the high-quality, personalized service that only a locally-owned bank can provide.
Excellent bank and loan officer Hope Bryant has been awesome for many years and many different loans!
May 2026
Great bank, great customer service! We have just moved to this bank and have had a lot going on and the service here has been spectacular. Brittany especially has been amazing and has helped us through all of it. She is so friendly and always has a smile when we come in! Wonderful people and service is what this bank offers!
January 2025
Traci at the waitsboro branch was extremely helpful Rachel also helped me with using this app
