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November 2023 by Carmen Benitez
We worked with Tommy and he made the entire process easy and less daunting. He was very responsive, answered all my questions and tried to help us get the best possible deal.
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October 2023 by Melissa Rome
Tommy Manzella helped us immensely with purchasing a new home, making the process an easy one. Highly recommend.
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October 2023 by S. B.
Tried to have a conversation with a Mr. Thomas Ogg, who appears to be in some sort of management position with this bank. This gentleman was rude and did not want to speak with me, just wanted to get me off the phone.
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July 2023 by Daniel Borst
Really enjoyed working with Tommy. He was very responsive and went above and beyond to customize my loan to my particular situation… He explained the loan process along the way and I felt very confident that he was putting my best interest first. Definitely recommend Tommy!
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July 2023 by Gerald Stevens
Amazing resource working with such highly trained, thoroughly experienced, and capable personnel. They are personable. They listen well. They relate well. Complex finances are explained in easily understood terms. Communication is detailed, regular, and speedy. You have confidence at every stage you are in the hands of consummate professionals, yet somehow they leave you the impression that you and you alone are the only customer they have, even though you know full well they are as extremely busy with many customers. The results were outstanding. Simply could not imagine a better banking experience. Seriously.
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May 2023 by M Cloos
Highly recommend these folks for financing a home renovation. Tommy Manzella was extremely knowledgeable in helping us identify the right loan product for the project. He answered all of our questions and was communicative through the whole process. Cannot recommend this team enough for helping us through this major project.
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January 2023 by Lindi Perkins
Excellent care! I would work with Tommy M. again anytime.
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December 2022 by Joseph Cremaldi
Worked with Tommy in financing our home purchase. He was great to work with, very knowledgeable and responsive throughout our long search. Would definitely recommend to both experienced and new homeowners!
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July 2022 by Lynell Taylor
Tommy Manzella was awesome anytime I had questions he always answer even on weekendsand if it was ever a time I didn’t understand he always made sure to break it down in a way to make me understand overall very excellent
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May 2022 by Suzanne Blaum
Tommy Manzella was great to work with! I nicknamed him "Johnny-on-the-spot." :) He was positive and efficient, and made me feel comfortable going through the refinance process for the first time. He was also proactive, and recommended I seek new home insurance because he recognized that my current home insurance was high. Making this change ultimately made a big difference in my budget, which allowed me to refinance my home as a single homeowner.
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April 2022 by Samantha B
Wonderful mortgage lending process with Tommy Manzella and his team!
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April 2022 by FACL Office Manager
Made my first time home buying experience pretty awesome.
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January 2022 by Steffani Clemons
We could not have done this without Tommy and Janie. Buying our first home for sale by owner felt at the beginning very overwhelming. By the time Tommy led us through the process, it felt so simplified yet informative. We were recommended by friends and we will certainly recommend Tommy Manzella to all of our community as well. He is fair, concise, took time during a major holiday to explain things to us each step of the process. We couldn't be more grateful!
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July 2021 by Kiedra Williams
We had a great experience working with Tommy Manzella at Gulf Coast Bank. Extremely easy process, excellent customer service, and we closed on time. I would highly recommend Tommy and Gulf Coast Bank to anyone.
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June 2021 by Brian Katz
Tommy meticulously guided us through the process of obtaining our construction loan. He was transparent, timely, tenacious and efficient. Not to mention friendly and pleasant. Our loan was slightly complicated by the covid interruption to my business but Tommy searched out and utilized all of his resources to make sure we had a positive outcome. I would highly recommend using Tommy Manzella for you home lending services.
