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August 2023 by Alex Alexander
Where do I begin. Chris, you rock! You and your entire team. Being a first time home buyer, needing to close in a super tight deadline to meet the seller's needs...you guys knocked it out of the park! From our initial online meeting, to your guidance and recommendations, to the quote, the ease of use on your online portal, the timely processing of documents, the level of communication, and more...I'm just speechless. My wife and I were extremely satisfied with your services and we would do it all over again! Such an amazing job!Also, the Youtube videos you create...they were what made us reach out. It takes a lot of time and energy to create beneficial, easy to follow content (for anyone to consume for free) in addition to running your business while maintaining the focus and attention with clients, that is NEXT LEVEL SERVICE. Again, THANK YOU for helping us not just buy a house, but for helping us gain a HOME. Keep up the fantastic work!
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August 2023 by Noelle Vinson Saint Jean
Chris provided a level of service that we have longed for but has not been able to find elsewhere. He was ready and willing to explain things in detail to ensure we understood. He ministered to our (or more like MY.. should not drag my husband into this lol) anxiety reminding me of truths we mutually believe in and trust. I cannot recommend him enough he is JUST what we needed in a mortgage broker. He is a top notch provider who truly strives to serve his clients well and not simply make a living and move on. May God bless and keep you and your business Chris!
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August 2023 by Brad Wolfley
Working with David and Roya was a pleasure. The process was explained clearly and from start to finish was smooth. Expectations were transparent and we always felt that they were working in our best interest. We would highly recommend them to friends and family. Thanks ! The Wolfleys
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May 2023 by Christine Eveland
The team was very well informed, knowledgeable, easy to communicate with, and easily accessible through the entire process of buying our first house. I would gladly use them again and recommend them to any buyers.
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March 2023 by David Brown
My experience with the team was nothing but wonderful. As a first time home buyer everyone took a little extra time to thoroughly explain everything to me walking me through the process I would definitely recommend them to people
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February 2023 by Hwevin Jeong
Chris at 1rate was extremely helpful throughout the process. He was always responsive and made sure I understood every step of the process as a first time homebuyer. Highly recommended, highly professional team of people who will get creative to take care of your loan to your advantage.
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February 2023 by Momo EGAH
David&Team helped us get our first home. The process lasted three years and they were there with us throughout the entire process- from answering questions to providing timely updates even when they are off work. Not only are they very competent and knowledgeable, but they are also very professional. We couldn’t have asked for a better mortgage broker . We felt like they had our best interests. David’s mantra is “there’s always a way to make things work” no matter how complicated the situation was. Roya & Edwards were also extremely helpful during the entire process. 1Rate ROCKS
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December 2022 by Val Meleshkevich
1Rate helped me and my partner--first time home buyers--with a traditional mortgage. They were very responsive, answered all our questions, and got us a great rate. We were able to move through settlement remarkably fast and they never had a delay on their end. I would go with 1Rate as my mortgage lender again.
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August 2022 by Dale Anderson
Just completed my house refinancing with Mark Moran. It was one of the most professional, informative and easy transactions I have had. Had frequent updates throughout the process.Would recommend Mark as your agent if you should ever need one. Thanks Mark.
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July 2022 by Eyob Serba
This company is the best. They are very fast and accurate. Their customer service is top notch. They really do understand their client’s situation and happy to help in any possible way. Easy to communicate and prompt responses. Highly recommend. Thank you Chris and 1Rate fir making our home buying experience swift and pleasant.
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June 2022 by Pavel Karelin
1Rate team did an excellent job supporting our purchase under challenging market conditions. Roya and Ed demonstrated great knowledge of the market, managed the entire process calmly and confidently, and guided us through every step. 1Rate's superior connections helped us complete the financing part in 10 days, leaving us with 20 days to calmly await a stress-free closing. All documents were prepared ahead of time and accurately. Interaction with our title company was smooth and orderly. It appears that, compared to other mortgage sources, we received the market leading rate. We are exceptionally grateful to Roya and Ed and the entire 1Rate team for a phenomenal, and very positive, experience.
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May 2022 by Alex Ramsay
The 1Rate team communicated with me exceptionally well throughout my first time going through the homebuying process. They were with my every step of the way.David and his team will be my top recommendation moving forward.
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May 2022 by Adnan Anwar
My realtor connected me to David and Roya on 1Rate team when my original Loan Officer dropped the ball on my Closing. Both David and Roya went above and beyond in making sure I was taken care of and delivered results almost immediately to ensure I would still close on time. Though, I didn't go with 1Rate team in the end, it was only because by that time the rates has risen so high, I would not have been able to afford the same house at new rates. But, with David's help, I was able to manage the process so that I had backup loan on hand and also guide my original loan officer per David's instructions so that the loan closes on time. And all this 1Rate team did as a courtesy to me without any financial benefits.To give more perspective, my original Loan officer was not anticipating the underwriter's conditions which kept delaying the loan approval process. With closing 2 weeks away and my house contract specifying no financial contingency, I started stressing. My realtor who is a gem, introduced me to 1Rate team. 1Rate team worked on 2 fronts for me to first ensure that they get me cleared to close almost instantaneously so I could close on time. Secondly, they helped me with my current loan officer because the rates had gotten so high by this point, they wanted what was best for me without any financial incentive for them. Roya at 1Rate worked with the underwriter to get my file clear to close, where I first realized the difference between a professional at work versus what I had been dealing with. Roya reviewed my file and anticipated underwriter demands to make sure it was met prior to submitting the file. Also, 1Rate team was able to get the appraisal scheduled and done the very same day. On the other side, David reviewed my file that was being submitted with my original Loan Officer. He advised me exactly on how to submit all the documents to the underwriter so that it could be approved without any further delays.All in all what was becoming a super stressful experience became manageable due to 1Rate team. I cannot recommend them enough for their knowledge, professionalism, punctuality and empathy. I will be recommending this team to all my connects for a no hassle stress-free experience!
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May 2022 by Lisa Mann
David and his team did a fantastic job for us!! They were quick, responsive, and kind. David is extremely knowledgeable and thorough. He always made time for our calls. He helped me navigate the process from start to finish and we will only ever choose to work with him in the future!
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April 2022 by Steve Pappas
The service, care and commitment that we received from our team at 1RATE was beyond reproach. We were thoroughly impressed with their work ethic, personal approach, and punctuality of timelines, all of which ensured an early closing. Hands down, the best lender we've ever worked with, and we've purchased seven homes.
