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March 2023 by John M
Josh was extraordinarily helpful, efficient, and pleasant! He made the process easy and I would highly recommend him
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February 2023 by Erin Najor
Working with Josh is a pleasure. Josh made things easy for us to understand and worked with our schedule to get things accomplished. He is compassionate, kind and trustworthy.
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January 2023 by Bryon Scott
Josh Rubin and his team are stellar. The absolute best in Michigan at what they do.
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January 2023 by Leslie Roed
We have worked with Josh and his team several times, and also have referred him out to several friends. Every time his team has done a great job, with great service and we have found his rates to be extremely competitive while the mortgage fees and other associated costs were kept to a minimum. We are very pleased with him and his company and would strongly recommend them.
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January 2023 by Joshua Kaplan
Horizon Financial and its owner/founder, Josh Rubin, have been of tremendous help. As an attorney, it is essential to find honest, hardworking companies and individuals for my clients in need. Horizon Financial has been just that. They put in the time and effort to make sure every client, big or small, is taken care of, and they do so with top-notch service. So much so that when it came time for a new mortgage, I also went to Horizon Financial. Do yourself a favor; if you are looking for a mortgage partner, this is where you want to be.
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January 2023 by Jennifer Bessen
Joshua Rubin and his team do a fantastic job. They're detail oriented, creative on the non-traditional situations and very thorough. I recommend clients to him and wouldn't go anywhere else!
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January 2023 by Corbin Bell
Absolutely incredible white glove customer service. Josh and his team not only made the process seamless, but got me the lowest rate in the industry.
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November 2022 by Multi Drywall & Partition, LLC
Josh and Horizon Financial have done a number of mortgage transactions for myself, my friends, co-workers, and clients. They are extremely responsive. More importantly, when another competitor had a smoking great deal, Josh told the client to take the deal - that's the kind of honesty you want from a financial advisor / mortgage company. I highly recommend Josh and Horizon Financial.
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November 2021 by Donald DiPaolo
These people are incredible. For any of you feeling intimidated by the process, Joshua Rubin and his team take great care of you and offer tremendous reassurance. Bravo! A+
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November 2019 by Michael Hochheiser
Honest and caring is the best way to describe. He looked at my mortgages and told me to stay put instead of trying to make money off of me. When I referred him to family members he came through with flying colors. They still brag about their mortgage that they got through horizon financial
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November 2019 by Scott Bartram
An incredibly caring and accommodating staff! Your commitment to service is second to none. Thank you!
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November 2019 by Alexandru Oroszi
We looked at a few places to get our mortgage but we ended up with Josh for a few reasons and it was a very easy decision.1) Most importantly when it comes to mortgages: He had the best numbers from the get go. He put his best foot forward and ended even better.2) He is very upfront, respects your knowledge and your time and he lets his work do the talking.3) Any questions you have, at pretty much any time, he'll answer or he'll get back to you ASAP.If you're in market I highly recommend you give him a call.
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November 2018 by FosDog Web Services
Unbelievably high level of service from the best mortgage rep on the planet. Thanks Josh!
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November 2018 by Chris Foster
Stacy and I want to personally thank Josh and his team for working with us for the past 2 1/2 years. He coached us on how to improve our credit, he patiently waited for the timing to be right, and he even provided some much needed "therapy" when needed .Coach. Mortgage Rep. Therapist.Josh is the reason WE now own the home of our dreams!
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November 2015 by Aleks Z
Josh really helped my wife and I! We had to fire an agent from a credit union because he was dragging his feet only 3 weeks from the closing date. Our realtor recommended Josh at Horizon and he got it done in that very short period! Very very happy with the work done and very happy new home owners!!
