Insurance near Clearwater, MN

“Don't hesitate at all....if you are having problems settling a claim with your insurance company, call Twin City Public Adjusting immediately!We had storm damage to our roof/windows after a big storm in 2022, got different companies to look at our damage and then called our insurance company. Their adjuster came out and said roof was slightly damaged but not enough for replacement, and agreed our windows were damaged and would need replacement due to the age/sashes were no longer made to fit ours.Seemed OK to us so went ahead and got bids from 2 local window places, a roofing company, and sent to our insurance....they decided the amounts were very high and they wanted to send another company to bid the job. I replied I would not use the out of state place they were going to send....especially now with COVID/shipping/manufacturing problems going on at that time!They came anyway, agreed all windows except one needed replacement, but their bid was $30,000 less that either of the companies we got "legitimate bids" from!Weeks went on, insurance company very slow to return any calls.I contacted our state Dept of Commerce and made a complaint about the insurance company.....and they advised me to do an insurance appraisal process. They were very helpful also, went after our insurance company that same day, so not a bad idea to talk to them either. I'm glad I did!I should have done the appraisal process immediately, but an attorney friend recommended to hire an attorney to go over our claim, look at our insurance coverage, etc.....so I did. Waste of that money....I did most of the work!Then I contacted Twin City Adjusting and immediately was told what I needed to do, explained the process, what information/pictures to send them....David Linder was wonderful!I had saved everything so emailed all information, bids, pictures, whatever he needed.After several phone conferences/email requests, we finally had our date for the appraisal about 2 weeks later. Our adjuster David, the insurance company's appraiser, and an umpire were here and went over all of our windows and roof in about 1.5 hours.....and later that afternoon, we got the results of the appraisal. All windows except one will be replaced and the roof had a lot of damage that was also awarded!So, don't hesitate at all......call Twin City Public Adjusting and save yourself a lot of time/headaches/frustration/money and have it settled quickly!And thank you again, David Linder.....I can't tell you how many emails and phone calls were going back and forth (sorry, David!) but he always got back to me, answered all my questions, and truly I should have called them so much earlier!”

“Kathleen is awesome went well out of her way to fined my wife and I health Insurance. We contacted her on Thursday and needed to get the paper work in by Monday .Found us a very good policy at a very reasonable price. Very smart and knowledgeable. If your looking for insurance give Lamphere Insurance a call you won't be disappointed.”

“Allstate authors several programs for us drivers and those of us that really don't drive that much they offer a great program or if you drive under 1000 miles but you have to pay each month is very low check into it it's great for all of us that work at home or I retired”