Bell Bank Mortgage is located in Forest Lake, MN, and is built on a foundation of doing the right thing, putting clients’ best interests first. The business treats customers how they would like to be treated, viewing a loan as a dream of homeownership, not just another deal. Clients benefit from highly competitive rates, a wide variety of loan programs, and a reputation for exceptional service, integrity, and on-time closings. Every step is handled in-house for faster answers and peace of mind. Reviews highlight an amazing, efficient, and great experience, especially for first-time homebuyers. The service is described as smooth, seamless, and easy, with every step of the process explained clearly. The loan servicer goes above and beyond, working day and night, and is quick to respond at any time. They look out for clients throughout, answering all questions directly, ensuring comfort with plans and rates, and providing open communication. Their professionalism, friendliness, and easy-going attitude are consistently apparent. This direct, personal care makes the process much more seamless than dealing with automated responses. Many would absolutely and highly recommend this service to anyone and everyone.
Absolutely great to work with Curt! Highly recommend.
March 2026
Curt was an excellent resource while we were working to buy a home. He went to bat for us, got us a great rate, and coordinated with our realtor when we needed to put in incredibly competitive bids. I would recommend working with Curt!
March 2026
Curt Smith was wonderful to work with! My partner and I had such a great experience with our first home purchase working with Curt. He answered every question we had and went above and beyond with being available for time-sensitive phone calls. I cannot recommend Curt with Bell Bank enough!
