Banks in St. Joseph, MO

24 locations found near St. Joseph

“I have used their services for a variety of things and I continue to get the best service. They genuinely care about serving their members needs, which includes preventative actions. I have brought other family members to them, they’ve been great the past 7 years!”

4.6 Superb28 Reviews

“Bank Advocate was very polite and knowledgeable, she answered all my questions in a timely manner. She also followed up with additional information when she told me she would. I truly recommend UMB to anyone looking for an all around banking system.”

4.6 Superb31 Reviews

“The UMB Team at the Mitchell Location knows you by name and provides the unparalleled customer experience. Each associate is driven in providing a knowledgeable and helpful banking experience by finding solutions to problems and needs while asking the right questions. You can always count on transparent honest advice, a friendly greeting, and a feeling of being welcomed home in a comfortable atmosphere. A true bank with values and traditions that puts their customers first as a priority.”

4.6 Superb27 Reviews

“My Experience Getting a Loan at OneMain Finance

I walked into OneMain Finance needing a personal loan—not just fast funding, but clarity, respect, and a little peace of mind. What I got was a surprisingly human experience.

The Application Process:
The online pre-qualification was simple, but I chose to visit the local branch to finalize things. The staff greeted me warmly and explained everything without jargon. They didn’t just run numbers—they asked about my goals, listened, and made sure I understood each step. I left with a clear offer and a timeline I could trust.

What Stood Out:
The personal touch. I’ve dealt with banks that felt robotic or rushed. Here, I felt like a person—not a credit score. They explained the interest rate, repayment terms, and even offered tips for managing the loan responsibly.

The Trade-Offs:
Rates can be higher than some online lenders, especially if your credit isn’t perfect. But the transparency and flexibility made it worth it for me. I knew what I was signing, and there were no surprise fees or penalties.

Repayment & Support:
Setting up autopay was easy, and their portal is intuitive. I had one question about changing my payment date, and the response was fast and helpful. No hoops, no hold music—just solutions.

Final Thoughts:
If you value face-to-face service and clear communication, OneMain delivers. It’s not the cheapest option, but it’s one of the most respectful and reliable I’ve encountered. I’d recommend them to anyone who wants a loan experience that feels personal, not transactional.”

4.4 Superb27 Reviews

“Mandy Lundy at US Bank is an exceptional loan officer who has consistently delivered outstanding service. Her expertise and dedication have been instrumental in successfully closing on several homes for us over the years. Notably, during our last home purchase, Mandy's efficiency and thorough approach allowed us to close in under 2 weeks. Her commitment to facilitating a smooth process and her proactive communication make her an invaluable asset. We highly recommend Mandy Lundy for her professionalism and expertise in the mortgage industry.A++++”

5 Superb12 Reviews

“Banking with a family owned bank has been such a pleasure. Aimee Has been so incredible with helping me understand the different products that suit my personal and business needs. Highly recommended.”

4.5 Superb27 Reviews

“NASB has done my personal and business banking for over 20 years. They have a wonderful team that truly care about the clients. They know me by name and are also helpful with any of our needs.”

4.7 Superb15 Reviews

“I love this local bank. Small town bank with big bank services but you also get a friendly staff and personal service. I wouldn't think of banking anywhere else. They are the best.”

4.2 Good22 Reviews

“I have chosen to bank with NVB for 8 years now for many reasons. Friendly staff that will go above and beyond when needed, transactions are smooth and effortless whether in person or online. Thank you for your continued help.”

3.9 Good28 Reviews

“Shawn has helped my family several times and he is always very professional, kind and has a wonderful personality, I hope bank mw understands what an asset he really is, thank you so much for all your help!”

3.7 Good40 Reviews

“Because of Kendal I changed out bank to Nodaway. The bosses ought to thank her for her EXCELLENT CUSTOMER SERVICE. She absolutely made my week! Thank you for hiring excellent people.”

4 Good13 Reviews

“Nick Taylor offered guidance on investing money in CD and Money Market accounts. He emphasized his intent to provide advice rather than trying to sell me any products.”

5 Superb11 Reviews

“This has been my bank for years and I have never had a single problem. The staff is terrific; always polite and professional. Never any long waits, the staff all work like a fine-tuned machine to get your wants and needs met swiftly and accurately; they've never once miscounted anything of mine. Best bank in Saint Joseph in my opinion.”

3.4 Good25 Reviews

“Doug Miller is your go to for all your commercial lending needs. He leads with integrity, is passionate and thorough. His willingness to go the extra mile to make sure you get the lending you need doesn’t go unnoticed. Definitely recommend giving him a call!!”

3.7 Good3 Reviews

“A great place for a car loan. Always remember your credit union when car shopping! Don't just let the dealership sign you up with a high interest financial institution that probably give them a kickback. Interest rates at credit unions are very competitive and they will work with you should a hardship arise. I've been a member of Goetz since 1984.”

2.9 Average62 Reviews

“I've been banking with postal credit union for years. Everyone working there is very professional. I'm always treated very kindly when walking in and I don't think I've ever had a time that they weren't able to remedy my situation. I've had nothing but positive experiences including getting loans etc. A great Bank I wouldn't go anywhere else. ❤️❤️❤️✌️ My one tiny complaint, which isn't a big deal is the lack of tap cards. Other than that it's been a flawless ride.”

2.9 Average44 Reviews

“I do Not like US Bank as a rude, especially the one by the Belt and Fredrick they are rude from Management to tellers. BUT THE US BANK AT S. BELT AND PICKET MAKE ME FEEL LIKE VISITING FAMILY THAT YOU REALLY LIKE. I would recommend them WHOLEHEARTEDLY. They are what a bank should be.”

2.9 Average27 Reviews

“Second chance banking with more hourly availability than anyone else in town. Yea, the fine print or overdrafts may bite you once or twice, but you'll learn. I've banked here for years with no problems with reps.”

2.7 Average38 Reviews

“Commerce bank in st joseph mo on fredrick is the best I have banked at commerce for many years now . never have they let me down. Very helpful snd you can tell they love dealing with people. .”

2.3 Poor21 Reviews