Banks in St. Joseph, MO

25 locations found near St. Joseph

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  1. 3702 Faraon Street, St. Joseph MO 64506

    5 Superb 40 reviews

    “We had multiple exposure had previous banks, costing us money and hassle. Although First Option is just a local bank, their systems are top level and I feel our money is in the best hands and secure. Everyone there knoows our name and always good to work with. Shout out to the Saint Joseph branch especially”

  2. 5348 Lake Ave, St Joseph MO 64504

    4.8 Superb 31 reviews

    “Friendly staff and always ready to help their customers. If you need a good person to handle your business and help make you have a great experience I absolutely suggest Emy Karns. She's super sweet and she does everything she can to assist her customers.”

  3. 724 N Belt Hwy, St Joseph MO 64506

    4.6 Superb 31 reviews

    “I have used their services for a variety of things and I continue to get the best service. They genuinely care about serving their members needs, which includes preventative actions. I have brought other family members to them, they’ve been great the past 7 years!”

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  5. 1211 North Belt Highway, St. Joseph MO 64506

    4.5 Superb 33 reviews

    “I have banked with them since I was 18 years old and the tellers and management are so awesome! They have put up with me through identity theft and PTSD. I know they have really went above and beyond for me! Thanks to all the people at UMB banks in St. Joseph Missouri!!!👍👍👍”

  6. 3601 Mitchell Avenue, St. Joseph MO 64507

    4.3 Superb 29 reviews

    “The UMB Team at the Mitchell Location knows you by name and provides the unparalleled customer experience. Each associate is driven in providing a knowledgeable and helpful banking experience by finding solutions to problems and needs while asking the right questions. You can always count on transparent honest advice, a friendly greeting, and a feeling of being welcomed home in a comfortable atmosphere. A true bank with values and traditions that puts their customers first as a priority.”

  7. 2701 South Belt Highway, St. Joseph MO 64503

    4.8 Superb 13 reviews

    “Mandy Lundy at US Bank is an exceptional loan officer who has consistently delivered outstanding service. Her expertise and dedication have been instrumental in successfully closing on several homes for us over the years. Notably, during our last home purchase, Mandy's efficiency and thorough approach allowed us to close in under 2 weeks. Her commitment to facilitating a smooth process and her proactive communication make her an invaluable asset. We highly recommend Mandy Lundy for her professionalism and expertise in the mortgage industry.A++++”

  8. 3007 North Belt Highway Suite 104d, St. Joseph MO 64506

    4.1 Good 40 reviews

    “My Experience Getting a Loan at OneMain Finance I walked into OneMain Finance needing a personal loan—not just fast funding, but clarity, respect, and a little peace of mind. What I got was a surprisingly human experience. The Application Process: The online pre-qualification was simple, but I chose to visit the local branch to finalize things. The staff greeted me warmly and explained everything without jargon. They didn’t just run numbers—they asked about my goals, listened, and made sure I understood each step. I left with a clear offer and a timeline I could trust. What Stood Out: The personal touch. I’ve dealt with banks that felt robotic or rushed. Here, I felt like a person—not a credit score. They explained the interest rate, repayment terms, and even offered tips for managing the loan responsibly. The Trade-Offs: Rates can be higher than some online lenders, especially if your credit isn’t perfect. But the transparency and flexibility made it worth it for me. I knew what I was signing, and there were no surprise fees or penalties. Repayment & Support: Setting up autopay was easy, and their portal is intuitive. I had one question about changing my payment date, and the response was fast and helpful. No hoops, no hold music—just solutions. Final Thoughts: If you value face-to-face service and clear communication, OneMain delivers. It’s not the cheapest option, but it’s one of the most respectful and reliable I’ve encountered. I’d recommend them to anyone who wants a loan experience that feels personal, not transactional.”

  9. 920 N Belt Hwy, St Joseph MO 64506

    4.4 Superb 17 reviews

    “NASB has done my personal and business banking for over 20 years. They have a wonderful team that truly care about the clients. They know me by name and are also helpful with any of our needs.”

  10. 4001 N Belt Hwy, St Joseph MO 64506

    4.1 Good 31 reviews

    “I love this local bank. Small town bank with big bank services but you also get a friendly staff and personal service. I wouldn't think of banking anywhere else. They are the best.”

  11. 6304 King Hill Ave, St Joseph MO 64504

    4.4 Superb 13 reviews

  12. 402 N Belt Hwy, St Joseph MO 64506

    4 Good 30 reviews

    “I have chosen to bank with NVB for 8 years now for many reasons. Friendly staff that will go above and beyond when needed, transactions are smooth and effortless whether in person or online. Thank you for your continued help.”

  13. 1302 S Riverside Rd, St Joseph MO 64507

    4.2 Good 13 reviews

    “Because of Kendal I changed out bank to Nodaway. The bosses ought to thank her for her EXCELLENT CUSTOMER SERVICE. She absolutely made my week! Thank you for hiring excellent people.”

  14. 801 North 36th Street, St. Joseph MO 64506

    3.7 Good 41 reviews

    “Shawn has helped my family several times and he is always very professional, kind and has a wonderful personality, I hope bank mw understands what an asset he really is, thank you so much for all your help!”

  15. 1002 North Fourth Street, St. Joseph MO 64501

    5 Superb 3 reviews

    “Highly recommended, the most they serve you very well, they always help you with everything you need and the boss is a very human and good person and always helps with everything”

  16. 3702 Faraon St, St Joseph MO 64506

    4.2 Good 4 reviews

  17. 2701 S Belt Hwy, St Joseph MO 64503

    3.5 Good 32 reviews

    “I do Not like US Bank as a rude, especially the one by the Belt and Fredrick they are rude from Management to tellers. BUT THE US BANK AT S. BELT AND PICKET MAKE ME FEEL LIKE VISITING FAMILY THAT YOU REALLY LIKE. I would recommend them WHOLEHEARTEDLY. They are what a bank should be.”

  18. 401 North Woodbine Road, St. Joseph MO 64506

    3.7 Good 3 reviews

  19. 2211 N Belt Hwy, St Joseph MO 64506

    3.7 Good 3 reviews

    “Doug Miller is your go to for all your commercial lending needs. He leads with integrity, is passionate and thorough. His willingness to go the extra mile to make sure you get the lending you need doesn’t go unnoticed. Definitely recommend giving him a call!!”

  20. 4201 North Belt Highway, St. Joseph MO 64506

    3.3 Good 28 reviews

    “Banking with a family owned bank has been such a pleasure. Aimee Has been so incredible with helping me understand the different products that suit my personal and business needs. Highly recommended.”

  21. 1402 S 10th St, St Joseph MO 64503

    3.3 Good 27 reviews

    “This has been my bank for years and I have never had a single problem. The staff is terrific; always polite and professional. Never any long waits, the staff all work like a fine-tuned machine to get your wants and needs met swiftly and accurately; they've never once miscounted anything of mine. Best bank in Saint Joseph in my opinion.”

  22. 800 N Belt Hwy, St Joseph MO 64506

    3.2 Average 5 reviews

    “Great group of people work there who are always polite even when it's like a mad house there.. I'm usually waited on by Megan Dilley who is always pleasant and happy. ;)”

  23. 1905 Howard St, St Joseph MO 64501

    3.2 Average 69 reviews

    “I’ve been with Goetz Credit Union since 2018 and have never had a single issue. I recently got a car loan through them, and the process was unbelievably easy. They offered a very fair interest rate, and once I had the car details, it only took a little back and forth over email to finalize everything. By Monday morning, all the paperwork was ready to sign—just three signatures and about 12 minutes in person! I was able to skip hours at the dealership with this process. Plus, it didn’t ding my credit score multiple times like dealership financing usually does. Even repayment is simple—I can just transfer funds from checking/savings to the loan account right through their website. Goetz CU makes banking easy, personal, and stress-free!”

  24. 1502 S Belt Hwy A, St Joseph MO 64507

    3 Average 6 reviews

  25. 602 Edmond Street, St. Joseph MO 64501

    2.8 Average 4 reviews

    ““I’ve been really impressed with Equity Bank. One of the perks is that they never charge a fee for using an ATM anywhere. Most other banks charge your account first and make you wait for reimbursement, but Equity just doesn’t charge it at all. It makes banking so much simpler!””

  26. 3303 Ashland Ave, St Joseph MO 64506

    3 Average 14 reviews

    “Nick Taylor offered guidance on investing money in CD and Money Market accounts. He emphasized his intent to provide advice rather than trying to sell me any products.”

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