Modern Cars NJ LLC is a buy here pay here dealership offering in-house financing. They work based on income, not credit, and approve all types of income including SSI, disability, self-employment, and child support. The process requires a down payment starting at $499, with weekly payments as low as $69. Customers need to bring recent pay stubs, proof of address, and a driver's license. Reviews describe a great, easy, and hassle-free experience. The staff is noted as very helpful, communicative, courteous, friendly, nice, trustworthy, and truthful. They make the transaction smooth. One customer purchased a vehicle significantly below blue book value. While there was a short wait for a title, which is common, it arrived well before the temporary tags expired. The dealership is recommended, with customers stating they would buy from them again. They are open from 10 am to 7 pm, and with an appointment, you can work and drive off the same day. Warranty and insurance referrals are available.
