Oceanside Mortgage Company has established a strong reputation since 1996 for honesty, trust, and ethical lending practices. As a family-owned business with over 30 years of experience, they are licensed in 47 states and offer a wide range of loan products, including FHA, VA, and Conventional mortgages. The company is known for providing industry-leading mortgage rates and a best-in-class customer service experience. Many customers praise the knowledgeable and helpful team, highlighting how staff members are attentive and eager to assist, often responding quickly to questions. For example, some reviews mention that loan officers are friendly, walk clients through the process, and make refinancing or buying a home easy and quick. Several clients have appreciated how Oceanside saved them money and made the process smooth, especially during refinancing. However, some reviews point out that the process can sometimes be complicated or not streamlined, with issues such as redundant document requests, last-minute surprises during closing, and delays. Despite these challenges, the overall experience with Oceanside Mortgage tends to be positive, especially when it comes to securing competitive rates and receiving helpful guidance. Overall, Oceanside Mortgage Company is recognized for its trustworthiness, competitive rates, and dedicated service, making it a popular choice for home loans.
We worked with Bryan during our loan process and had an amazing experience! He was courteous, knowledgeable and always informed on the status of our loan. He made the experience easy for my husband and I and we will recommend him to our friends and family in the future! Thanks Bryan and Oceanside!
January 2026
Bryan was a blessing, a total pro. He kept me in the loop every step of the way and was on top of the paperwork and requirements like no one I’ve used before. The communication and attention to detail is why I will recommend him to anyone who needs a mortgage or refi. 5 stars to Bryan and Oceanside!!
February 2025
I have closed multiple investment property loans with Oceanside. They have been easy to work with and have competitive rates with no extra lender fees.
