February 2022 by Jay J.
Created a bank account here a couple of months ago and have had nothing but trouble since even opening the account. The lady who helped create the account messed up two times so we had to start the entire process of opening a bank account all over again, for a third time. It took over an hour but we finally were able to get out of there. Fast forward to a month later I noticed my account had a fee. I called and they said I didn't have enough $ in the account which is why I received a fee. I explained how their employee set up the WRONG account (three tries later) and that I want to have the green checking (FREE) account. They refunded me the $15 fee and all was good - so I thought. My wife and I weren't using the account (we use a bigger, national bank) so I decided to transfer most of the funds out. Without knowing it as I don't monitor this account, I have been charged a $12 fee on three separate occasions, at the end of Nov, Dec, and Jan. Fast forward to January 31st and I decide to pull the remaining small amount of $71 and emailed them saying I would like to cancel this account. Nothing happens, and it's the 3rd of Feb now. So I call this branch and spoke to a friendly, competent employee who now told me my account is negative, and after speaking with the manager, the bank cannot refund me for any of the fees or overdraft fee because the account was at a $59 balance when I tried to do that. Well, it wasn't, I saw $71 which is why I specifically chose to transfer that odd number out. Which is the exact amount minus their $12 fee...hmm. At this point I don't care anymore I just want to be done with that bank so I told them to keep the fees and please close the account...but, you guessed it, I can't because my bank keeps trying to pull the $71. And apparently I'm going to get more $35 fees once that happens, and there's nothing Dime can do. Epic... And it's sad because my wife and I wanted to build a relationship with this bank to use them (a local bank) for our real estate investing needs. Haha yeah...Done. But unfortunately not, still trying to close this fiasco.