Adirondack Bank is your locally owned and operated community bank in Saranac Lake. Adirondack Bank was founded in 1898 as the Saranac Lake Co-Operative Savings and Loan Association. The ideals of integrity, service, and community involvement established over a century ago remain as the foundation of the bank's operation today. We pride ourselves on delivering trusted, full-service financial solutions to the families and businesses of Upstate New York, and the Saranac Lake community. In addition to consumer and business checking and savings, we offer consumer loans, mortgages, home equity loans, business and commercial lending, online banking, and other convenience products and services. Bank Local.