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January 2024 by Gretchen Weber
I’ve been an agent for over 7 Years (currently with RE/MAX plus) and decided to refer two of my clients to Joe when another realtor said how great he was .. As soon as we connected he literally said ‘Let me take care of it’ and he delivered without a hitch. Since those transactions, I recognize Joe Proia to be an expert mortgage lender and have him lined up to handle mortgages for 3 more homebuyers.On our most recent transaction, he took the extra step of personally reaching out to the listing agent to vouch for my buyers' qualifications and answer any questions about their pre-approval. I truly believe that helped us get the offer accepted in a challenging market.Joe’s fees are competitive and he works hard to find you the best mortgage rates in Rochester, NY; he knows the industry and is well qualified to handle conventional 30-year fixed mortgages.
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January 2024 by Karin Morabito
Joe and I began partnering around a year ago on the back of a friend's recommendation. So far, he's helped 3 of my clients get approved for home loans in Monroe County, but we have 5 more buyers pre-approved and eager to purchase homes! I'm excited to team up with Joe more this year because, so far, the service he's provided has been faultless for my people, and that's what matters most.He just makes things happen, and that's the biggest thing I look for in a lender. Someone who's going to do whatever it takes for my clients because I'm referral-based so when I recommend a lender, I want to make sure that they're going to do what I'm promising, and he does exactly that.Above all, he's a wonderful person too, so I feel very confident in recommending him to anyone looking to secure the financing they need for their dream home!
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January 2024 by Scott G. Tantalo
Joe Proia and his team are top notch at communicators, which is always the most important aspect in any real estate transaction. Over our years partnering together with homebuyers across the Rochester area, I've seen Joe thoroughly update all parties through every milestone during the mortgage application process, which is great for ensuring no delays.Additionally, CMG Home Loans provides a more varied lending products portfolio than your average bank. I admire that Joe goes above-and-beyond to make complicated loans work where others would walk away. If you struggle with getting approved elsewhere, you have to give Joe and his team a CMG a try, because nine times out of ten, he will make it work and that's why I trust him with my people.Overall if you are looking for one of the best mortgage lenders in Rochester, Joe's the man for the job!
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January 2024 by Megan Mills
Joe Proia is a fantastic mortgage lender! We have been referring clients back and forth for over 7 years now, and in my experience, I have always found him to be honest, trustworthy, and genuine. He has a great attitude and is always willing to help home buyers find the right mortgage product for their needs.We've connected on at least 25 transactions together, where I've seen him provide excellent service firsthand to my clients. I've even used him personally twice - once for a conventional loan for a home purchase and a business loan - and the service was flawless.He has tons of experience in the mortgage industry and works hard to understand exactly what each client requires. Joe's turnaround time is fast, and he makes the process smooth and straightforward for his customers.Ultimately, if you need a mortgage lender in Rochester, NY, and surrounding areas, you will find him so easy to work with. He really takes the time to find you the best mortgage possible to match your needs.
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January 2024 by Stacy Frumusa
For nearly 2 years since becoming a realtor, I've had the pleasure of working with Joe Proia. He has helped a few of my clients get approved for their home loans in that time, and we are currently working on another!As mortgage lenders go, I really appreciate how quickly he moves to turn loans around. I've seen Joe get buyers cleared for lending in as little as 24 hours in some cases! His communication is excellent, and you can always expect him to return calls and emails promptly, usually within a day.Joe can handle various mortgage types such as FHA loans and is great at finding the best option for first-time homeowners.If you're based in Rochester, Joe is a good lender to lean on. I look forward to the next transaction and hopefully many more in the future.
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January 2024 by Christine Yager
I've been a real estate agent in the Penfield area of New York state for years now, and I can confidently say that Joe Proia is one of the best mortgage lenders I've had the pleasure of working with. I've been referring clients to him for around 5 years, and he's earned his place at the top of my referral list.What really sets Joe apart is his responsiveness and availability throughout the entire home buying process. Whenever I send new clients his way, he reaches out to them immediately and is always ready to jump on any needs that come up. He and his great team make sure to tackle issues promptly so that we can keep things moving smoothly.Most of my homebuyers usually need help with conventional mortgages but Joe can service anyone I hand over to him and even in this market, his turnaround times are great. Even when other parties cause the holdups, he will usually have the finance secured right on time or ahead of schedule.Overall, Joe is a very diligent mortgage lender to know which is why I have referred many homebuyers throughout East Rochester. He follows through 100% and how well his clients are taken care of is so important to him.
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January 2024 by Caralyn Camarata
Joe Prioa did a fantastic job with helping us secure the finance we needed to purchase the home we had our hearts set on in Churchville, NY. My husband and I are first time homebuyers but luckily had the benefit of Joe already being a trusted family friend who helped my sister buy her home previously. So we knew we were in safe hands!Just as we hoped, Joe ensured the entire mortgage process was straightforward and seamless. He and his colleague Samantha provided consistent, thoughtful check-ins during our home search and were flexible to increase our pre-approval limit when some life changes meant we had a bigger budget to play with.As soon as we found the ideal house Joe was able to get us fully approved with a conventional home loan within literally 24 hours! We couldn't have asked for a better mortgage lender to work with.With his caring way of explaining each lending milestone clearly combined with prompt availability if issues popped up, Joe took so much stress out of what could have been a challenging experience. I honestly can't imagine a lender I'd feel more secure with and will not think twice about using again in the future when and if the rates drop further. He's so knowledgeable and an experienced player in the mortgage game.
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January 2024 by Brittaney Truong
Working with mortgage lender Joe Proia for my first ever home purchase was seriously smooth sailing. My stepsister had gotten her loan through Joe and referred me because of the solid rates, great follow up and all that good stuff. Right from the start, the whole experience was clear cut and headache-free.Nothing was lacking in terms of his effort. Anytime I sent in paperwork or had a question, Joe got back to me super fast. We never found ourselves waiting around on him for literally anything. My husband felt well informed throughout every step of the way and everything he was responsible for was turned around so promptly.It probably took less than a week for us to get approved on a conventional home loan. Overall maybe a month to go from pre-approval, to finding the right home, to escrow.Thanks to Joe's prompt timekeeping everything was just done without any hiccups.I'd tell anyone needing a mortgage in Rochester to definitely work with Joe. Super grateful to my step sister for putting me in touch. Couldn't have asked for better support securing my first home loan.
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January 2024 by Jake Slawetsky
As a first-time homebuyer, the entire process of getting approved for a mortgage seemed pretty smooth and easy, thanks to Joe, who was referred to us by our realtor. Once we found a home we liked, Joe and his team moved as quickly as possible to handle the home loan process and were very easy to get along with throughout.Unfortunately, issues with the title caused some delays, but Joe ensured there were no hold-ups whatsoever on the mortgage side. Despite the issues that were out of his control, Joe's work was flawless overall, and he was still able to secure the financing we needed within around 40 days.I highly recommend him to other first-timers looking for an experienced mortgage lender to guide them through the home-buying process. He's approachable, always available, and has a deep understanding of how conventional loans work. Homebuyers in Macedon, NY should reach out.
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December 2023 by Tom W
I recently teamed up with Joe Proia on a home purchase in Buffalo, NY. He previously helped us with a refinancing a couple of years back so it wasn't the first time seeing him in action.What brought me back to Joe was simple - he consistently offers the best rates around. When you're making a significant financial move like buying a home, that's a deal-maker right there.The other thing that stood this time was Joe's commitment to ensuring a smooth and on-time closing. He coordinated between the lender, the bank, the attorneys, and all the moving parts involved like a true Pro - everything just fell into place.He's a breeze to work with. Knowledgeable, approachable and easy to get along with. If you're in the market for a home loan or a refinance, Joe Proia is your guy. He's not just about great rates; he's about great service. I wouldn't hesitate to recommend him to anyone looking to secure the best mortgage rate or a lender that is able to provide a hassle-free experience.
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December 2023 by Mindi Lobuzzetta
My boyfriend previously used Joe for a home purchase in Buffalo NY. Joe consistently offers the best rates around. When you're making a significant financial move like buying a home, that's a deal-maker right there.The other thing that stood this time was Joe's commitment to ensuring a smooth and on-time closing. He coordinated between the lender, the bank, the attorneys, and all the moving parts involved like a true Pro - everything just fell into place.He's a breeze to work with. Knowledgeable, approachable and easy to get along with. If you're in the market for a home loan or a refinance, Joe Proia is your guy. He's not just about great rates; he's about great service. I wouldn't hesitate to recommend him to anyone looking to secure the best mortgage rate or a lender that is able to provide a hassle-free experience.
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November 2023 by Meilani Faraon
Joe assisted us in securing an FHA loan for our first home in Geneva, New York State, and we couldn't be happier with the experience. It was our first mortgage so we were a little nervous but Joe came highly recommended by our agent and put us at ease right away.He's really good explaining everything in a way that made sense to us as first-time homebuyers so we understood exactly what we were getting into. Getting approved was a speedy process too.Overall we are extremely happy with the experience and would certainly choose Joe to be our lender again. When you're buying a home for the first time it's so important to have the peace of mind that Joe gives you when working with him.
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September 2023 by Katie Hare
I had the pleasure of working with Joe Proia for my FHA home mortgage in Fairport, NY. This was not my first mortgage, but it was my first time working with him. I found Joe through a friend who is also a realtor. From the moment we connected, Joe really stepped up and his communication was excellent!I initially had another lender who had been helping me but problems arose at the final hour which added pressure on me to get approved in time. In came Joe- who was a superstar and really worked hard to ensure I understood every step of the process and where I stood. Joe's caring nature and his dedication to his clients were evident throughout our interactions.The standout moment for me was when Joe managed to get me approved for the FHA loan within a matter of days after months of frustration with another lender. Not only did he secure the approval, but he also ensured a swift closing within two weeks. Joe really saved the day.I can't thank him enough for stepping in when I needed it the most. If you're seeking a mortgage professional who genuinely cares about your situation and can deliver results, Joe Proia is your go-to lender.
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September 2023 by Caitlin Vandewater
Our agent (who is also my father in law), recommended Joe Proia to us when we needed a mortgage broker to help us close on our new home in LeRoy, NY. We were confident about working with Joe. He and his team certainly didn't let us down. From start to finish they were awesome throughout the entire home loan process.I really liked the way Joe gave us regular updates through every step of the way. My husband has been through this before but the mortgage application process was new to me, so as a first time home-buyer there were a ton of questions but Joe was always there when we needed him. The way he would call us with regular check-ins to see how we were doing, really made an impression on me. Not once did we feel pressured. It just felt like he genuinely cared to understand how we were feeling about everything.Honestly, we didn't go more than a couple of hours without questions so to have a mortgage lender get back to us with the answers so promptly and check in to make sure we were feeling good about it all was very reassuring.We were initially pre approved back in September which took a matter of days and again when we were actually ready to pull the trigger, Joe only needed a matter of days to get the FHA-mortgage approved for us. He made sure that the amount we were approved for was very clear so we knew going into making an offer how much we'd have to put down etc. He was great at outlining everything i.e. What we were approved for and what we needed to contribute in order to qualify for the loan so at no point did we have to query what funds were available to us.Moving from a big city like Rochester to LeRoy was always a big ambition of ours so we are thankful to Joe for helping us to make it happen. If we ever needed a mortgage lender in Le Roy, NY to help in the future, then we'd happily reach out to Joe again.
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August 2023 by Oktay Kocaoglu
I've been an agent for over 10 years and often home buyers are left without a reliable lender to help get the finance they need to close on the purchase. Whenever this happens I always refer them to Joe and have done throughout my career.A good mortgage lender needs to be reliable, thorough and understand my client's need to best match the mortgage product to suit their financial circumstances and Joe is just that! He's assisted my people with all types of home-loans across Rochester, NY and surrounding cities. From FHA and refis to conventional and Down Payment Assistance, Joe has done it all. He's even helped folks with commercial loans most recently. I just know, no matter who I put in front of him, he can be trusted to secure the outcome they need and will be in constant contact every step of the way.If you're thinking about home ownership and need a mortgage lender to call upon then Joe and his team are so good at making themselves available. There's never a lull between connections of him calling to reach out and keeping me updated with how everything is going or following up on what needs to be done.He cares about customer service and consistently delivers time and again. Whether you're a first time homebuyer or a seasoned investor he works hard to turn things around as fast as possible. Often loans are approved within 30 days. He's just amazing and I'm grateful to him.Having someone who really cares about the quality of his work the way he does, is a real asset to have and I'm sure if you're lucky enough to work with him, he will not disappoint.
