-
December 2022 by Matallica F
Cardinal financial was amazing to work with. Wrayanne out of the ***** office was a god send!!!
-
November 2022 by Sarah Gaylor
As a first-time homebuyer, I could not have asked for a better experience. Yesenia was very knowledgeable and helped me understand the process and find the best loan for me. The whole team was quick and responsive and I am amazed and grateful for how smoothly the entire process was.
-
August 2022 by Vivian J.
Don't be fooled. They start you off with a loan officer from Sebonic Financial but then everything gets turned over to Cardinal Financial. So all the underwriting and paperwork is Cardinal people. Look up the terrible 1 star ratings Cardinal Financial ( has on yelp for the real reviews.
-
May 2022 by Sean Bell
Kameron was great to work with and he really made it a simple process. The entire process was very easy and well designed. I highly recommend using them.
-
April 2022 by Brian Fisher
Awesome experience! Our loan officer Tamara Eastridge made the process very smooth for us! Thanks a million!
-
February 2022 by Carol Wilmouth
Eric Dyer was phenomenal! Very knowledgeable, everything was completed quickly and professionally, with a fantastic interest rate. Definitely highly recommend.
-
January 2022 by Ti A.
NEVER REFINANCE WITH THEM!!! Pat Anderson and his team dragged me on for months said I would close. I spent $500 on an appraisal. Just to get almost to end and say I don't qualify and then they did another hard inquiry on my credit for no reason. I'm sooooo furious. The worst company ever for sure. Please stay away from the they seem crooked.
-
December 2021 by sean potts
Generally great service from the primary contact while processing our refinance. There were some delays due to volume of refinances going on right now, but everything eventually went through. Alex was very timely with responses and questions during the whole process.Uploading everything through their portal was relatively straight forward and again, Alex was great at responding to email questions.Our loan closed and there were a few corrections, but everything was dealt with and processed eventually. Would recommend lender to others.
-
November 2021 by C Loftis
Sebonic & Jose did a very good job. When contacted he had timely and courteous responses. Things went as planned. In the last days before closing he was a little harder to reach by email/messaging, but he was quick to respond to phone calls.
-
November 2021 by Tatiana Mosqueda
Mike Peri with Sebonic Financial was excellent to work with from start to finish. I’m so glad I found him. After multiple exchanges with other sketchy loan officers, I was skeptical to even refinance with someone we didn’t know. However, fortunately for me, Mike was brutally honest and gained my trust only after a few mins on the phone. He was clear, concise, very knowledgeable, confident, and kept his word. Didn’t sugar coat anything and got us the best loan for our needs. Super grateful for his partnership and work, and would highly recommend him to anyone for home loan services! Thanks again Mike - will definitely be refinancing with you again! Best, Tatiana
-
November 2021 by Feras Toufaili
We were so lucky to have Tamara Eastridge as our broker when we were refinancing our loan. We've worked with many brokers in the past and she's definitely the best. She's very knowledgeable and responsive by email and voice calls and our transaction went very smoothly thanks to her. I highly recommend her to anyone looking for competitive mortgage rates and a pleasant experience throughout the process.
-
November 2021 by Wolf Academy
A waste of time!! Take ages to get backTo you! You need to keep calling them to check the status of your loan. Even their email responses take weeks for them to answer you. Try other loans thank me later
-
September 2021 by David A.
This is THE wort company I've ever dealt with in my entire life, they also go by Cardinal Financial. They will lie to you during the entire process, all their reviews on their website are fake so don't believe that either. PAT ANDERSON will lie to you throughout the entire process. You will just waste your time and money for nothing. He said they do investment properties and cash out, well underwriting said that's just not true. All 3 of my loans were rejected and one was rejected even after the notary came to my home and sent the loan documents to the title company for disbursement.
-
July 2021 by Satish Shukla
I recently refinanced with Cardinal Financial (Sebonic's parent company)and I saved on interest rate and shortened the time of my loan along with lower monthly payments. Its worked well for me in all situations. Sebonic was able to beat the competition and offer me better rate.My loan officer was Justin colon, his support was impeccable throughout the process he made me comfortable with his personalized advice and staying top of my queries. It was wonderful working with him and he is best in what he does. I wish him all the best in his job.
-
July 2021 by Steve Stansberry
Orlando Gonzalez, my loan officer, made my loan experience great! He called me immediately to get my app going, gave me important re-finance advice, and pushed my loan through. Orlando provided excellent customer service all through the loan process, keeping me informed and updating me. He is a true professional and a straight-shooter. I would totally trust him with all my re-finance needs. The entire Sebonic team was great. I also got a fantastic loan with a low rate, saving me about $1k/mo.
