There's no substitute for experience, and F&M Bank's over-a-century history is a unique promise in today's ever-changing world. From personal and business banking to mortgages, commercial lending, and a comprehensive suite of business services, we combine that foundation of strength with leading-edge digital tools and a community-first approach to power your financial life. Consistently voted a local best bank, our clients work with real bankers who know their names, their goals, and their neighborhoods. These are people who are as invested in this community as you are. Proudly rooted in Salisbury, NC, and serving clients across Rowan County, Cabarrus County, Greater Charlotte, and Raleigh.
F&M is a fantastic bank with very friendly people behind the counter and in every department. They provide exceptional service no matter how simple or complicated the request!
September 2025
I haven’t had any problems with this bank. Very friendly helpful staff makes me feel appreciated especially the one on Jake Alexander and the one in Rockwell and Granite Quarry. I use to be at a national bank where I was just a number. I like the home town feel of F&M Bank.
June 2025
This bank used to be great but now they’re greedy. Will be changing banks.
