First International Bank & Trust is a community bank with locations across North Dakota, South Dakota, central Minnesota, and the Phoenix, Arizona area. It offers a robust menu of personal and business services, including checking and savings accounts, credit cards, mortgages, auto loans, and financial planning. The bank is noted as one of the largest in the region, providing access to many branches and ATMs. Customer reviews highlight exceptional service, particularly in mortgage lending. Clients describe the process as smooth and efficient, with representatives praised for being professional, amazing, and instrumental in making homeownership a reality. Their expertise, clear communication, and dedicated guidance through the complexities of securing a mortgage receive strong appreciation. Staff members are consistently noted as friendly, quick, and a pleasure to deal with. The bank offers a good basic checking account, though some reviews note that its savings rates are low and some fees are high and hard to avoid. There is a monthly fee for basic checking accounts and a fee for using non-network ATMs. It is often recommended for customers who want access to many branches and can maintain balances to avoid monthly fees, rather than those seeking the highest interest rates.
A very smooth and easy process. Would definitely recommend.
November 2025
Mary Ann is a pleasure to work with she is professional, knowledgeable, diligent and helpful. This makes the whole transaction go much more smoothly. We will come back to FIBT with future business for certain.
September 2025
The customer service was outstanding we had a positive experience, Mary Anne and Stacy were very professional,
